ALBANY INSURANCE BROKERS LIMITED

🌿Early-stageactive
15336028 · ltd · incorporated 2023-12-08
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 67/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-31
Average employees1400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
6
filings
  • 4 officers
  • 1 confirmation-statement
  • 1 address
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-01-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-01-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-01-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2026-01-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2026-01-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-10-29
    📄
    capital-alter-shares-subdivision
    capital · SH02
  7. 2025-10-29
    📄
    memorandum-articles
    incorporation · MA
  8. 2025-10-24
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2025-10-23
    📄
    capital-name-of-class-of-shares
    capital · SH08
  10. 2025-10-23
    📄
    capital-allotment-shares
    capital · SH01
  11. 2025-08-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2025-04-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2025-04-01
    MULLIGAN, Thomas Joseph appointed
    director
  14. 2024-12-18
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  15. 2024-12-11
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  16. 2024-10-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2024-10-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2024-10-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2024-10-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2024-10-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  21. 2024-10-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2024-05-09
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  23. 2024-05-09
    ✏️
    change-of-name-request-comments
    change-of-name · NM06
  24. 2024-05-09
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  25. 2024-01-09
    LEAH, Jack James appointed
    director
  26. 2024-01-09
    BILLINGS, James resigned
    director
  27. 2023-12-08
    🏢
    Company incorporated
    As ALBANY INSURANCE BROKERS LIMITED
  28. 2023-12-08
    BILLINGS, James appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 2.5 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med · 1 low
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-12-11: certificate-change-of-name-company

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Jack James Leah
Individual · British · DOB 02/1994 · age 32
75100%
75–100%board control75-100% shares · 75-100% voting · board control09/01/2024
1 historic (ceased) PSC
  • Mr James Billingsceased 09/01/2024· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-12-08
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

1 Lewis Court
Grove Park
Leicester
LE19 1SD
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09

Officers (2 active · 1 resigned)

LEAH, Jack James
director · ~32y · appointed 2024-01-09
View their other companies + combined net worth →
Active
MULLIGAN, Thomas Joseph
director · ~33y · appointed 2025-04-01
View their other companies + combined net worth →
Active
BILLINGS, James
director · ~38y · appointed 2023-12-08 · resigned 2024-01-09
Resigned

Click a director name to see their full track record across all companies.

Recent filings (31 total)

change-person-director-company-with-change-date
officers · CH01
2026-01-21
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-20
change-person-director-company-with-change-date
officers · CH01
2026-01-20
change-person-director-company-with-change-date
officers · CH01
2026-01-20
change-person-director-company-with-change-date
officers · CH01
2026-01-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-20
capital-alter-shares-subdivision
capital · SH02
2025-10-29
memorandum-articles
incorporation · MA
2025-10-29
resolution
resolution · RESOLUTIONS
2025-10-24
capital-name-of-class-of-shares
capital · SH08
2025-10-23
capital-allotment-shares
capital · SH01
2025-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-27
appoint-person-director-company-with-name-date
officers · AP01
2025-04-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-13
change-account-reference-date-company-current-extended
accounts · AA01
2024-12-18