161 CHS LEASE LIMITED

🌿Early-stageactive
15424760 · ltd · incorporated 2024-01-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 67/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 2.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 2.1 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-01-31
Average employees1

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 2 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-01-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  2. 2026-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-06-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-06-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-06-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-06-11
    🔒
    Charge registered #5
    Lender: Investec Bank PLC
  8. 2024-06-11
    🔒
    Charge registered #4
    Lender: Investec Bank PLC
  9. 2024-06-11
    🔒
    Charge registered #3
    Lender: Investec Bank PLC
  10. 2024-06-11
    🔒
    Charge registered #2
    Lender: Investec Bank PLC
  11. 2024-05-29
    📄
    resolution
    resolution · RESOLUTIONS
  12. 2024-05-29
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2024-05-29
    📄
    memorandum-articles
    incorporation · MA
  14. 2024-05-21
    📄
    memorandum-articles
    incorporation · MA
  15. 2024-05-21
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2024-05-21
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2024-04-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2024-04-12
    🔒
    Charge registered #1
    Lender: Lordship Capital Limited
  19. 2024-01-18
    🏢
    Company incorporated
    As 161 CHS LEASE LIMITED
  20. 2024-01-18
    THOMSON, Duncan William Harrold appointed
    director
  21. 2024-01-18
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 2.3 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Lordship Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lordship Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
161 CHS LEASE LIMITED
This company · 15424760

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lordship Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control18/01/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-01-18
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

Rutland House
Lynch Wood
Peterborough
PE2 6PZ
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17

Officers (1 active · 0 resigned)

THOMSON, Duncan William Harrold
director · ~43y · appointed 2024-01-18
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Investec Bank
Investec Bank PLC
A registered charge1 property11/06/2024
outstanding
Investec Bank
Investec Bank PLC
A registered charge1 property11/06/2024
outstanding
Investec Bank
Investec Bank PLC
A registered charge1 property11/06/2024
outstanding
Investec Bank
Investec Bank PLC
A registered charge1 property11/06/2024
outstanding
Lordship Capital
Lordship Capital Limited
A registered charge1 property12/04/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (16 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-25
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-14
resolution
resolution · RESOLUTIONS
2024-05-29
resolution
resolution · RESOLUTIONS
2024-05-29
memorandum-articles
incorporation · MA
2024-05-29
memorandum-articles
incorporation · MA
2024-05-21
resolution
resolution · RESOLUTIONS
2024-05-21
resolution
resolution · RESOLUTIONS
2024-05-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-12