37TD LIMITED
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 2.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.2 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 1 confirmation-statement
Corporate timeline (12 events)Click to expand
- 2025-12-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-08🔓Charge satisfied #1
- 2025-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-01🔒Charge registered #2Lender: Bank of Scotland PLC, Birmingham Midshires Division
- 2025-11-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22🔒Charge registered #1Lender: Paragon Bank PLC
- 2024-01-31🏢Company incorporatedAs 37TD LIMITED
- 2024-01-31➕FLORA PHUL, Priya appointeddirector
- 2024-01-31➕PHUL, Sachin Singh appointeddirector
- 2024-01-31📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Sachin Singh Phul Individual · British · DOB 09/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/01/2024 |
Mrs Priya Flora Phul Individual · British · DOB 04/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/01/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 01FUTR LIMITED→ 15077776 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| 406 AVENUE LIMITED→ 16445611 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 45/47 HUDSON ROAD LIMITED→ 05961484 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 484 GREENFORD LTD→ 10751591 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 4NG PROPERTIES LTD→ 16626830 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4SP PROPERTIES LTD→ 13308308 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 4U INVESTMENTS LTD→ 16139020 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC, Birmingham Midshires Division | A registered charge | 1 property | 01/12/2025 | — | |
| satisfied | Paragon Paragon Bank PLC | A registered charge | 1 property | 22/03/2024 | 08/12/2025 |