20 HIGH STREET LIMITED
🌿Early-stageactive
15459902 · ltd · incorporated 2024-02-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-96.9k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 2.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.1 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £96,934
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
-£97k
Current Assets
£678k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Total assets | £-96.9k |
| Current assets | £678.5k |
| Debtors | £203.5k |
| Net assets | £-96.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2025-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-15📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-08🔒Charge registered #3Lender: Interbay Funding LTD
- 2025-07-08🔒Charge registered #2Lender: Interbay Funding LTD
- 2024-04-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-16🔒Charge registered #1Lender: Acre Lane Funding 3 LTD
- 2024-02-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-07➕WOODINGS, Carla Jayne appointeddirector
- 2024-02-01🏢Company incorporatedAs 20 HIGH STREET LIMITED
- 2024-02-01➕WOODINGS, Stuart David Lewis appointeddirector
- 2024-02-01📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart David Lewis Woodings Individual · British · DOB 06/1980 · age 46 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/02/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · SY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G PROPERTY DEVELOPMENTS LIMITED→ 09922137 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| A C LISTER ELECTRICAL LTD→ 12391138 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A FOX PLASTERING LIMITED→ 04808093 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A G H CONTRACT SERVICES LIMITED→ 05084291 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| A HEALY LTD→ 14244167 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A.H. BENNETT & CO. (BUILDERS) LIMITED→ 00634926 · est 1959 · no financials extracted | — | — | — | — | 66y | — | — |
| A2B SCAFFOLDING SERVICE'S LTD→ 12521632 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A7 RENEWABLES LIMITED→ 14060971 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABACUS PLUMBING & GENERAL BUILDERS LTD→ 06270999 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ABBEY PLUMBING & HEATING SHROPSHIRE LIMITED→ 12132230 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABER DEVELOPMENTS LIMITED→ 04455730 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ABER GLAZIERS LIMITED→ 11757538 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-02-01
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
32 High Street
Shrewsbury
SY1 1SQ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-14
Last: 2026-01-31
Officers (2 active · 0 resigned)
WOODINGS, Carla Jayne→
Activedirector · ~51y · appointed 2024-02-07
View their other companies + combined net worth →
WOODINGS, Stuart David Lewis→
Activedirector · ~46y · appointed 2024-02-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | InterBay Interbay Funding LTD | A registered charge | 2 properties | 08/07/2025 | — | |
| outstanding | InterBay Interbay Funding LTD | A registered charge | 2 properties | 08/07/2025 | — | |
| outstanding | Acre Lane Funding 3 Acre Lane Funding 3 LTD | A registered charge | 1 property | 16/04/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (9 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-31
change-account-reference-date-company-previous-extended
accounts · AA01
2025-08-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-18
appoint-person-director-company-with-name-date
officers · AP01
2024-02-09
incorporation-company
incorporation · NEWINC
2024-02-01