14 ELMS AVENUE LIMITED

🌿Early-stageactive
15550782 · ltd · incorporated 2024-03-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£-18.6k
book net assets
Opportunity
72/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 1.7y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 1.7 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £18,550

Key financials

1 year extracted from filed iXBRL accounts
Cash
£2k
Net Worth
-£19k
Current Assets
£2k
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-31
Total assets£306.8k
Current assets£2.4k
Cash£2.4k
Net assets£-18.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2026-01-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-07-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-07-22
    🔒
    Charge registered #2
    Lender: Onesavings Bank PLC
  4. 2024-09-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-09-11
    🔒
    Charge registered #1
    Lender: Shawbrook Bank Limited
  6. 2024-04-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-04-02
    KAILAYANATHAN, Naresh appointed
    director
  8. 2024-04-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2024-03-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2024-03-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2024-03-09
    🏢
    Company incorporated
    As 14 ELMS AVENUE LIMITED
  12. 2024-03-09
    BAIG, Salma appointed
    director
  13. 2024-03-09
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 2.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Salma Baig
Individual · British · DOB 02/1985 · age 41
75100%
75–100%board control75-100% shares · 75-100% voting · board control09/03/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · CR postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
1 & 3 TYNEMOUTH ROAD (FREEHOLD) LIMITED
14447681 · est 2022 · no financials extracted
3y
1 & 4 LIVING LIMITED
11631062 · est 2018 · no financials extracted
7y
1 MOVE AWAY LIMITED
14022924 · est 2022 · no financials extracted
4y
1 ONKAR SATNAM LIMITED
15970038 · est 2024 · no financials extracted
1y
1 STATION ROAD LEASEHOLD LIMITED
13811943 · est 2021 · no financials extracted
4y
111 ECCLESBOURNE ROAD MANAGEMENT COMPANY LTD
10620321 · est 2017 · no financials extracted
9y
121 BRIGSTOCK ROAD DEVELOPMENT - TMG LTD
11681321 · est 2018 · no financials extracted
7y
138 BRIGSTOCK ROAD HOLDINGS LIMITED
11414739 · est 2018 · no financials extracted
7y
14 WITHIPOLL STREET FREEHOLD COMPANY LTD
13020483 · est 2020 · no financials extracted
5y
158PR LTD
13810564 · est 2021 · no financials extracted
4y
16 CR0 LIMITED
17118955 · est 2026 · no financials extracted
16 NW6 LIMITED
09685695 · est 2015 · no financials extracted
10y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-03-09
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

90 Croydon Road Beddington
Croydon
CR0 4PE
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-16
Last: 2026-04-02

Officers (2 active · 0 resigned)

BAIG, Salma
director · ~41y · appointed 2024-03-09
View their other companies + combined net worth →
Active
KAILAYANATHAN, Naresh
director · ~41y · appointed 2024-04-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Onesavings Bank
Onesavings Bank PLC
A registered charge1 property22/07/2025
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property11/09/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (11 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-12
change-person-director-company-with-change-date
officers · CH01
2024-04-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-02
appoint-person-director-company-with-name-date
officers · AP01
2024-04-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-11
change-person-director-company-with-change-date
officers · CH01
2024-03-11
incorporation-company
incorporation · NEWINC
2024-03-09