ABOUT TIME PROPERTY INVESTMENTS LTD.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · oldest 1.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.5 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 |
|---|---|
| Total assets | £117.5k |
| Current assets | £1.6k |
| Cash | £7 |
| Debtors | £1.6k |
| Net assets | £-11.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (19 events)Click to expand
- 2026-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-10🔒Charge registered #2Lender: Vida Bank Limited Trading as Vida Homeloans
- 2025-01-10🔒Charge registered #1Lender: Vida Bank Limited Trading as Vida Homeloans
- 2024-06-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-04➖COTTON, Dave resigneddirector
- 2024-04-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-10➕COTTON, David Andrew John appointeddirector
- 2024-04-10➕HOLT, William Dale appointeddirector
- 2024-04-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-05🏢Company incorporatedAs ABOUT TIME PROPERTY INVESTMENTS LTD.
- 2024-04-05➕COTTON, Dave appointeddirector
- 2024-04-05📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Andrew John Cotton Individual · British · DOB 03/1990 · age 36 | — | — | sig. influencesignificant influence | 16/04/2024 |
Mr William Dale Holt Individual · British · DOB 12/1989 · age 37 | — | — | sig. influencesignificant influence | 16/04/2024 |
1 historic (ceased) PSC
- Mr David Andrew Cottonceased 04/06/2024· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vida Bank Trading as Vida Homeloans Vida Bank Limited Trading as Vida Homeloans | A registered charge | 1 property | 10/01/2025 | — | |
| outstanding | Vida Bank Trading as Vida Homeloans Vida Bank Limited Trading as Vida Homeloans | A registered charge | 1 property | 10/01/2025 | — |