1ST SMART CHOICE LIMITED

🌿Early-stageactive
15662001 · ltd · incorporated 2024-04-19
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£100
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £100

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
£100
Current Assets
£100
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-04-30
Total assets£100
Current assets£100
Net assets£100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 gazette
  • 1 accounts
Last 180 days
3
filings
  • 2 gazette
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2026-03-21
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2026-03-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2026-03-17
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  4. 2024-10-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2024-10-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2024-09-01
    SINGH, Rupinder appointed
    director
  7. 2024-09-01
    SINGH, Prabhdeep resigned
    director
  8. 2024-07-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2024-07-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2024-07-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2024-07-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2024-06-30
    SINGH, Rupinder resigned
    director
  13. 2024-04-19
    🏢
    Company incorporated
    As 1ST SMART CHOICE LIMITED
  14. 2024-04-19
    SINGH, Prabhdeep appointed
    director
  15. 2024-04-19
    SINGH, Rupinder appointed
    director
  16. 2024-04-19
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 2.0 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Prabhdeep Singh
Individual · British · DOB 02/2000 · age 26
75100%
75–100%board control75-100% shares · 75-100% voting · board control19/04/2024
1 historic (ceased) PSC
  • Mr Rupinder Singhceased 30/06/2024· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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09813056 · est 2015 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-04-19
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

239 The Broadway
Southall
UB1 1ND
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-07-19
Last: 2025-07-05

Officers (1 active · 2 resigned)

SINGH, Rupinder
director · ~51y · appointed 2024-09-01
View their other companies + combined net worth →
Active
SINGH, Prabhdeep
director · ~26y · appointed 2024-04-19 · resigned 2024-09-01
Resigned
SINGH, Rupinder
director · ~51y · appointed 2024-04-19 · resigned 2024-06-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (12 total)

gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-21
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-20
gazette-notice-compulsory
gazette · GAZ1
2026-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-08
appoint-person-director-company-with-name-date
officers · AP01
2024-10-01
termination-director-company-with-name-termination-date
officers · TM01
2024-10-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-07-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-05
termination-director-company-with-name-termination-date
officers · TM01
2024-07-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-05
incorporation-company
incorporation · NEWINC
2024-04-19