1ST CALL UK FINANCIAL SERVICES LTD

🌱Startupactive
15682345 · ltd · incorporated 2024-04-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
ALSO REGISTERED FOR
  • 70221Financial management
  • 70229Management consultancy activities other than financial management
Investor take
Pursue
Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 67/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
  1. 2026-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-23
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  3. 2024-06-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-04-26
    🏢
    Company incorporated
    As 1ST CALL UK FINANCIAL SERVICES LTD
  5. 2024-04-26
    DEMBA, Sally appointed
    director
  6. 2024-04-26
    FATTY, Lamin appointed
    director
  7. 2024-04-26
    RAMOWSKI, James Conrad appointed
    director
  8. 2024-04-26
    RAMOWSKI -, Rosemary Carol appointed
    director
  9. 2024-04-26
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

45/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Young company: Only 2.0 years old — management layer unlikely to be developed.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-06-23: certificate-change-of-name-company

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Lamin Fatty
Individual · Gambian · DOB 06/1976 · age 50
2550%
25–50%board control25-50% shares · 25-50% voting · board control26/04/2024
Mrs Sally Demba
Individual · British · DOB 02/1981 · age 45
2550%
25–50%board control25-50% shares · 25-50% voting · board control26/04/2024
Mrs Rosemary Carol Ramowski -
Individual · British · DOB 08/1984 · age 42
2550%
25–50%board control25-50% shares · 25-50% voting · board control26/04/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-04-26
Jurisdictionengland-wales
Primary SIC69201 — Accounting and auditing activities

Registered office

The Old Coach House, 25 Noel Street
Forest Fields,
Nottingham
Nottinghamshire
NG7 6AQ
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-05-09
Last: 2025-04-25

Officers (4 active · 0 resigned)

DEMBA, Sally
director · ~45y · appointed 2024-04-26
View their other companies + combined net worth →
Active
FATTY, Lamin
director · ~50y · appointed 2024-04-26
View their other companies + combined net worth →
Active
RAMOWSKI, James Conrad
director · ~45y · appointed 2024-04-26
View their other companies + combined net worth →
Active
RAMOWSKI -, Rosemary Carol
director · ~42y · appointed 2024-04-26
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (5 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-09
certificate-change-of-name-company
change-of-name · CERTNM
2024-06-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-20
incorporation-company
incorporation · NEWINC
2024-04-26