CANVAS PROPERTY LTD

🌱Startupactive
15864607 · ltd · incorporated 2024-07-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Jul 2025
Net worth
book net assets
Opportunity
65/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 65/100 (strong), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

8 live charges · 4 lenders · oldest 1.7y

0/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 1.7 years old — likely still in initial term.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
3
filings
  • 1 confirmation-statement
  • 1 accounts
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-02-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-02-25
    🔒
    Charge registered #8
    Lender: Paratus Amc Limited
  4. 2025-11-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-11-14
    🔓
    Charge satisfied #5
  6. 2025-11-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-11-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-11-03
    🔒
    Charge registered #7
    Lender: Paragon Bank PLC
  9. 2025-11-03
    🔒
    Charge registered #6
    Lender: Vida Bank Limited Trading as Vida Homeloans
  10. 2025-09-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2025-09-15
    🔒
    Charge registered #5
    Lender: Paratus Amc Limited
  12. 2025-02-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2025-01-29
    🔒
    Charge registered #4
    Lender: The Mortgage Lender Limited
  14. 2024-12-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2024-12-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2024-12-05
    📄
    mortgage-create-with-deed
    mortgage · MR01
  17. 2024-11-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2024-11-23
    🔒
    Charge registered #3
    Lender: The Mortgage Lender Limited
  19. 2024-11-21
    🔒
    Charge registered #2
    Lender: The Mortgage Lender Limited
  20. 2024-11-21
    🔒
    Charge registered #1
    Lender: The Mortgage Lender Limited
  21. 2024-07-29
    🏢
    Company incorporated
    As CANVAS PROPERTY LTD
  22. 2024-07-29
    STURZAKER, Nicola Jude appointed
    director
  23. 2024-07-29
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 2.0 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med · 1 low
4 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-02-25: A registered charge; 2025-11-03: A registered charge; 2025-11-03: A registered charge

7 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ms Nicola Jude Sturzaker
Individual · British · DOB 11/1974 · age 52
75100%
75–100%board control75-100% shares · 75-100% voting · board control29/07/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-07-29
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

11 Ashlands
Ford
Salisbury
SP4 6DY
England

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-05-31
Last: 2026-05-17

Officers (1 active · 0 resigned)

STURZAKER, Nicola Jude
director · ~52y · appointed 2024-07-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
7
Outstanding
4
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Paratus Amc
Paratus Amc Limited
A registered charge1 property25/02/2026
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property03/11/2025
outstanding
Vida Bank Trading as Vida Homeloans
Vida Bank Limited Trading as Vida Homeloans
A registered charge1 property03/11/2025
satisfied
Paratus Amc
Paratus Amc Limited
A registered charge1 property15/09/202514/11/2025
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property29/01/2025
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property23/11/2024
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property21/11/2024
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property21/11/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (14 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-11
mortgage-create-with-deed
mortgage · MR01
2024-12-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-29
incorporation-company
incorporation · NEWINC
2024-07-29