AFMH PROPERTY DEVELOPERS LTD
🌱Startupactive
15918940 · ltd · incorporated 2024-08-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£-12.4k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 1.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £12,382
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
-£12k
Current Assets
£3k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-08-31 |
|---|---|
| Total assets | £120.8k |
| Current assets | £3.5k |
| Net assets | £-12.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 2 mortgage
Last 90 days
3
filings
- • 2 mortgage
- • 1 accounts
Last 180 days
3
filings
- • 2 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-02🔒Charge registered #4Lender: Ms Lending Spv 3 Limited
- 2026-06-02🔒Charge registered #3Lender: Ms Lending Spv 3 Limited
- 2026-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-06🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2025-06-06🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2024-08-27🏢Company incorporatedAs AFMH PROPERTY DEVELOPERS LTD
- 2024-08-27➕FARMER, Anthony Nigel appointeddirector
- 2024-08-27➕HIRRELL, Martine Janet appointeddirector
- 2024-08-27📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony Nigel Farmer Individual · British · DOB 10/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 27/08/2024 |
Miss Martine Janet Hirrell Individual · British · DOB 11/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 27/08/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · DY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3A PROPERTY LETTINGS LTD→ 16502204 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A & A WALTERS INVESTMENTS LIMITED→ 13951951 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A & G HOLDINGS (MIDLANDS) LIMITED→ 12461720 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A G HAWKINS LIMITED→ 11760472 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A.A & SONS PROPERTY LTD→ 15701508 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&I RESIDENTIAL LTD→ 16569194 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAI AZIZ HOLDINGS LTD→ 13265327 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADROIT ALTERNATIVES PROPERTIES LIMITED→ 05107232 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ADRON PROPERTIES LIMITED→ 16164884 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AEQUALIS PROPERTY INVESTMENTS LTD→ 15722123 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AEV PROPERTY LIMITED→ 17090214 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AFP INVESTMENT LIMITED→ 16557173 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-08-27
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
14 Albrighton Drive
Kidderminster
DY10 2NX
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-09
Last: 2025-08-26
Officers (2 active · 0 resigned)
FARMER, Anthony Nigel→
Activedirector · ~44y · appointed 2024-08-27
View their other companies + combined net worth →
HIRRELL, Martine Janet→
Activedirector · ~43y · appointed 2024-08-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ms Lending Spv 3 Ms Lending Spv 3 Limited | A registered charge | 1 property | 02/06/2026 | — | |
| outstanding | Ms Lending Spv 3 Ms Lending Spv 3 Limited | A registered charge | 1 property | 02/06/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/06/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/06/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (7 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-04
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-09
incorporation-company
incorporation · NEWINC
2024-08-27