ATCO INVESTMENTS LIMITED
🌱Startupactive
15939117 · ltd · incorporated 2024-09-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 1.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.3 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
8
filings
- • 2 persons-with-significant-control
- • 2 officers
- • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-03-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-05🔓Charge satisfied #2
- 2026-03-05🔓Charge satisfied #1
- 2026-02-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-21📄accounts-with-accounts-type-groupaccounts · AA
- 2025-03-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-03-19📄capital-allotment-sharescapital · SH01
- 2025-03-18📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2025-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-14🔒Charge registered #2Lender: The Royal Bank of Scotland PLC as Security Trustee
- 2025-03-14🔒Charge registered #1Lender: The Royal Bank of Scotland PLC as Security Trustee
- 2024-09-05🏢Company incorporatedAs ATCO INVESTMENTS LIMITED
- 2024-09-05➕STRINGER, Mark appointeddirector
- 2024-09-05➕STRINGER, Paul appointeddirector
- 2024-09-05📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Stringer Individual · British · DOB 04/1967 · age 59 | 25–50% | — | 25-50% shares | 27/03/2026 |
Paul Stringer Individual · British · DOB 01/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/09/2024 |
1 historic (ceased) PSC
- Mr Keith Stringerceased 27/03/2026· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A SHADE GREENER FINANCE F3 LIMITED→ 15678758 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A SHADE GREENER FINANCE LIMITED→ 10668465 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ANDY HALL MORTGAGES LTD→ 09479295 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ARC CAPITAL MARKETS (UK) LIMITED→ 13666413 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ASHDELL FINANCE LIMITED→ 16713566 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASPIRION WEALTH LIMITED→ 10538338 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ASSURED EQUITY FINANCE LTD→ 12618494 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ATKINSON F HOLDINGS LTD→ 16565772 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AURIC FINANCE LIMITED→ 16996123 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AUTOCHX LIMITED→ 03802627 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AUTOMOTIVATE LEASING LTD→ 16683839 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AVALON ER LTD→ 16719195 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-09-05
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
South Grove House
South Grove
Rotherham
S60 2AF
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-10
Last: 2026-03-27
Officers (2 active · 0 resigned)
STRINGER, Mark→
Activedirector · ~59y · appointed 2024-09-05
View their other companies + combined net worth →
STRINGER, Paul→
Activedirector · ~56y · appointed 2024-09-05
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Trustee | A registered charge | — | 14/03/2025 | 05/03/2026 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Trustee | A registered charge | — | 14/03/2025 | 05/03/2026 |
Recent filings (17 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-27
change-person-director-company-with-change-date
officers · CH01
2026-03-27
change-person-director-company-with-change-date
officers · CH01
2026-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-05
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-09
accounts-with-accounts-type-group
accounts · AA
2025-08-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-19
capital-allotment-shares
capital · SH01
2025-03-19
change-account-reference-date-company-current-shortened
accounts · AA01
2025-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-17