MICHAEL ROSE HOLDINGS LIMITED
🌱Startupactive
15959257 · ltd · incorporated 2024-09-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 0.4y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2025-12-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-12🔒Charge registered #1Lender: Paragon Bank PLC
- 2025-05-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-28📄capital-allotment-sharescapital · SH01
- 2025-05-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14➕BETTS, Megan Elizabeth appointeddirector
- 2024-09-16🏢Company incorporatedAs MICHAEL ROSE HOLDINGS LIMITED
- 2024-09-16➕BETTS, Jessica Laura appointeddirector
- 2024-09-16➕HARDY, Harry James appointeddirector
- 2024-09-16📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.7 years old — management layer unlikely to be developed.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Megan Elizabeth Betts Individual · British · DOB 02/1995 · age 31 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/04/2025 |
Miss Jessica Laura Betts Individual · British · DOB 04/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 16/09/2024 |
Mr Harry James Hardy Individual · British · DOB 10/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/09/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 PRESTON LIMITED→ 14384486 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1 PRESTON SUB LTD→ 15253811 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1010 LTD→ 17110974 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 12 BEATRICE CLOSE LTD→ 16335722 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 13PH LTD→ 10602403 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 156 YORK ROAD LTD→ 11205545 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 17 ST ANNS ROAD RTM COMPANY LIMITED→ 07233846 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 180 PROPERTY LTD→ 15273385 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 19 WM LTD→ 08928286 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 24 AND 24A COSSINGTON ROAD WESTCLIFF FREEHOLD COMPANY LIMITED→ 14271536 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 24 GROSVENOR ROAD LIMITED→ 07550819 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| 24/26 CHEAPSIDE WEST MANAGEMENT COMPANY LIMITED→ 07383356 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2024-09-16
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
55 Rectory Grove
Leigh-On-Sea
SS9 2HA
England
Filing status
Accounts
Next due: 2026-06-16
Last made up to: —
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01
Officers (3 active · 0 resigned)
BETTS, Jessica Laura→
Activedirector · ~37y · appointed 2024-09-16
View their other companies + combined net worth →
BETTS, Megan Elizabeth→
Activedirector · ~31y · appointed 2025-04-14
View their other companies + combined net worth →
HARDY, Harry James→
Activedirector · ~28y · appointed 2024-09-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 12/12/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (6 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-28
capital-allotment-shares
capital · SH01
2025-05-28
appoint-person-director-company-with-name-date
officers · AP01
2025-05-06
incorporation-company
incorporation · NEWINC
2024-09-16