AANJANEYA ESTATES LTD

🌱Startupactive
15966135 · ltd · incorporated 2024-09-19
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
£-2.8k
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 0.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 0.8 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Negative net assets
Liabilities exceed assets by £2,760

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
-£3k
Current Assets
£28k
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-09-30
Total assets£-2.2k
Current assets£28.4k
Net assets£-2.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
2
filings
  • 1 accounts
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2026-06-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-01-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-01-21
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC, Birmingham Midshires Division
  4. 2025-11-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-11-11
    🔓
    Charge satisfied #1
  6. 2025-10-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2025-09-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-09-08
    🔒
    Charge registered #1
    Lender: Barclays Security Trustee Limited
  9. 2024-09-24
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  10. 2024-09-19
    🏢
    Company incorporated
    As AANJANEYA ESTATES LTD
  11. 2024-09-19
    GUPTA, Jyoti Arora appointed
    director
  12. 2024-09-19
    GUPTA, Manish appointed
    director
  13. 2024-09-19
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +Young company: Only 1.8 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-09-24: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Manish Gupta
Individual · British · DOB 01/1978 · age 48
2550%
25–50%25-50% shares · 25-50% voting19/09/2024
Mrs Jyoti Arora Gupta
Individual · British · DOB 10/1981 · age 45
2550%
25–50%25-50% shares · 25-50% voting19/09/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-09-19
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

108 Pall Mall
Chorley
PR7 2LB
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-02
Last: 2025-09-18

Officers (2 active · 0 resigned)

GUPTA, Jyoti Arora
director · ~45y · appointed 2024-09-19
View their other companies + combined net worth →
Active
GUPTA, Manish
director · ~48y · appointed 2024-09-19
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC, Birmingham Midshires Division
A registered charge1 property21/01/2026
satisfied
Barclays
Barclays Security Trustee Limited
A registered charge08/09/202511/11/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (8 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-12
certificate-change-of-name-company
change-of-name · CERTNM
2024-09-24
incorporation-company
incorporation · NEWINC
2024-09-19