ICHI INVESTMENTS LTD
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 0.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.3 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 |
|---|---|
| Total assets | £124.7k |
| Current assets | £287.6k |
| Cash | £4.6k |
| Debtors | £283.0k |
| Net assets | £98.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 mortgage
Corporate timeline (10 events)Click to expand
- 2026-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17🔒Charge registered #1Lender: Coutts & Company
- 2024-10-16📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-10-14📄capital-name-of-class-of-sharescapital · SH08
- 2024-10-10📄capital-allotment-sharescapital · SH01
- 2024-09-19🏢Company incorporatedAs ICHI INVESTMENTS LTD
- 2024-09-19➕BREAR, Colette appointeddirector
- 2024-09-19➕BREAR, Iain Richard appointeddirector
- 2024-09-19📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Colette Brear Individual · British · DOB 12/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/09/2024 |
Mr Iain Richard Brear Individual · British · DOB 04/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/09/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| HALLGARTH WEALTH PLANNING (YORKSHIRE) LTD→ 11923820 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
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| HINCHLIFFE FINANCIAL SERVICES LTD→ 13759451 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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| I.T. SPARK LIMITED→ 11285474 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
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| IDEAL FINANCIAL OPTIONS LTD→ 09134483 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 17/03/2026 | — |