APPLIED CRISIS UNDERWRITERS LIMITED

🌱Startupactive
15996511 · ltd · incorporated 2024-10-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 66220Activities of insurance agents and brokers
  • 66290Other activities auxiliary to insurance and pension funding
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2025-09-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  2. 2025-06-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-05-30
    📄
    second-filing-of-director-appointment-with-name
    officers · RP04AP01
  4. 2025-04-06
    CALVERT, Michael George appointed
    director
  5. 2025-04-04
    III, Daniel Victor Malloy resigned
    director
  6. 2025-04-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-04-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2025-04-03
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  9. 2024-10-03
    🏢
    Company incorporated
    As APPLIED CRISIS UNDERWRITERS LIMITED
  10. 2024-10-03
    SMITH, Hayden William appointed
    director
  11. 2024-10-03
    III, Daniel Victor Malloy appointed
    director
  12. 2024-10-03
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 1.6 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

United Risk International Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
United Risk International Holdings Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
APPLIED CRISIS UNDERWRITERS LIMITED
This company · 15996511

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
United Risk International Holdings Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control03/10/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2024-10-03
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Unity House, 2 Station Court Station Road
Guiseley
Leeds
West Yorkshire
LS20 8EY
United Kingdom

Filing status

Accounts
Next due: 2026-07-03
Last made up to:
Confirmation statement
Next due: 2026-10-16
Last: 2025-10-02

Officers (2 active · 1 resigned)

CALVERT, Michael George
director · ~55y · appointed 2025-04-06
View their other companies + combined net worth →
Active
SMITH, Hayden William
director · ~41y · appointed 2024-10-03
View their other companies + combined net worth →
Active
III, Daniel Victor Malloy
director · ~67y · appointed 2024-10-03 · resigned 2025-04-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (8 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-09-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-03
second-filing-of-director-appointment-with-name
officers · RP04AP01
2025-05-30
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
appoint-person-director-company-with-name-date
officers · AP01
2025-04-04
change-account-reference-date-company-current-extended
accounts · AA01
2025-04-03
incorporation-company
incorporation · NEWINC
2024-10-03