A AND J PROJECTS LTD
🌱Startupactive
16009019 · ltd · incorporated 2024-10-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueProperty-backed borrower with a 66-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 0.9y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.9 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (8 events)Click to expand
- 2025-08-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-05🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2025-01-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-09🏢Company incorporatedAs A AND J PROJECTS LTD
- 2024-10-09➕JETHA GOVANI, Amir Pyarali appointeddirector
- 2024-10-09➕JETHA GOVANI, Jamilla appointeddirector
- 2024-10-09📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.7 years old — management layer unlikely to be developed.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Amir Pyarali Jetha Govani Individual · British · DOB 01/1960 · age 66 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/10/2024 |
Mrs Jamilla Jetha Govani Individual · British · DOB 07/1960 · age 66 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/10/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-10-09
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
16 Park Road
Bracknell
RG12 2LU
England
Filing status
Accounts
Next due: 2026-07-09
Last made up to: —
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05
Officers (2 active · 0 resigned)
JETHA GOVANI, Amir Pyarali→
Activedirector · ~66y · appointed 2024-10-09
View their other companies + combined net worth →
JETHA GOVANI, Jamilla→
Activedirector · ~66y · appointed 2024-10-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 3 properties | 05/08/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (6 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-05
change-person-director-company-with-change-date
officers · CH01
2025-01-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-20
incorporation-company
incorporation · NEWINC
2024-10-09