BLOOMSMITH FUNDING LIMITED
🌱Startupactive
16185227 · ltd · incorporated 2025-01-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
9
filings
- • 4 persons-with-significant-control
- • 4 officers
- • 1 address
Last 180 days
10
filings
- • 4 persons-with-significant-control
- • 4 officers
- • 1 address
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-04-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-02📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-31📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-31📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-15🏢Company incorporatedAs BLOOMSMITH FUNDING LIMITED
- 2025-01-15➕SMITH, Nigel Preston appointeddirector
- 2025-01-15➕WHITE, David Richard appointeddirector
- 2025-01-15📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "SMITH" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Young company: Only 1.4 years old — management layer unlikely to be developed.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Katherine Elizabeth Riall Individual · British · DOB 03/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/01/2025 |
Mr Nigel Preston Smith Individual · British · DOB 02/1967 · age 59 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BOAG DOLMAN FINANCIAL PLANNING LTD→ 16190567 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BONDINSURE LIMITED→ 15249956 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BONDSURE LIMITED→ 15250101 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BOOKKEEPING SIMPLE LTD→ 17102308 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BOUNDARY VENTURES LTD→ 15831159 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BRITOPIA HOLDINGS LIMITED→ 16345148 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BROOK-DOBSON BREAR LIMITED→ 05674756 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| BROOKS RAYNER→ 11133852 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BUSINESS RESCUE BY BIZSAVE LTD→ 16615361 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BUTTERWORTH SPENGLER (CYCLESURE) LIMITED→ 01593973 · est 1981 · no financials extracted | — | — | — | — | 44y | — | — |
| BUTTERWORTH SPENGLER COMMERCIAL LIMITED→ 05058649 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| BUTTERWORTH SPENGLER PROFESSIONAL RISKS LIMITED→ 06808611 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-01-15
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Ground Floor, Techno Centre
Station Road
Horsforth
Leeds
LS18 5BJ
United Kingdom
Filing status
Accounts
Next due: 2026-10-15
Last made up to: —
Confirmation statement
Next due: 2027-01-28
Last: 2026-01-14
Officers (2 active · 0 resigned)
SMITH, Nigel Preston→
Activedirector · ~59y · appointed 2025-01-15
View their other companies + combined net worth →
WHITE, David Richard→
Activedirector · ~61y · appointed 2025-01-15
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (11 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-02
change-person-director-company-with-change-date
officers · CH01
2026-04-02
change-person-director-company-with-change-date
officers · CH01
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-31
change-person-director-company-with-change-date
officers · CH01
2026-03-31
change-person-director-company-with-change-date
officers · CH01
2026-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-18
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-06
incorporation-company
incorporation · NEWINC
2025-01-15