AL COASTAL PROPERTIES LIMITED
🌱Startupactive
16215515 · ltd · incorporated 2025-01-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 1.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2025-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-04🔒Charge registered #3Lender: Aldermore Bank PLC
- 2025-07-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-30🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2025-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-25🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2025-01-29🏢Company incorporatedAs AL COASTAL PROPERTIES LIMITED
- 2025-01-29➕GIBBONS, Austin Luke appointeddirector
- 2025-01-29➕SWAN, Laura appointeddirector
- 2025-01-29📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Austin Luke Gibbons Individual · British · DOB 04/1993 · age 33 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 29/01/2025 |
Miss Laura Swan Individual · British · DOB 02/1992 · age 34 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 29/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| A LAING DEVELOPMENTS LTD→ 15982718 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGOSTINA LIMITED→ 15348243 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AKB HERITAGE PROPERTY GROUP LTD→ 16720081 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AKOSMAN PROPERTY MANAGEMENT LIMITED→ 12431542 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALAN KEITH PROPERTIES LTD→ 09819247 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALBION KF INVESTMENTS LTD→ 16826578 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALCASO PROPERTIES LTD→ 10379949 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALCASO PROPERTIES NEWCASTLE LIMITED→ 14455386 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALDER PARK RESIDENTS MANAGEMENT COMPANY LIMITED→ 16023565 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALDERSON BARTLETT LTD→ 15844965 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALDERSON PROPERTIES LIMITED→ 08652640 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALDOBSONPROPERTIES LTD→ 17117651 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2025-01-29
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Unit 1-4 Protection House
Albion Road
North Shields
NE30 2RH
United Kingdom
Filing status
Accounts
Next due: 2026-10-29
Last made up to: —
Confirmation statement
Next due: 2027-02-11
Last: 2026-01-28
Officers (2 active · 0 resigned)
GIBBONS, Austin Luke→
Activedirector · ~33y · appointed 2025-01-29
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/07/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 30/06/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 25/06/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (5 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-26
incorporation-company
incorporation · NEWINC
2025-01-29