AG REALTY LTD
🌱Startupactive
16224322 · ltd · incorporated 2025-02-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2026
Net worth
£-10.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 75/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 1.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £10,652
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
-£11k
Current Assets
£31k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-02-28 |
|---|---|
| Total assets | £36.4k |
| Current assets | £31.1k |
| Net assets | £-10.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
3
filings
- • 1 mortgage
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 mortgage
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-30🔒Charge registered #3Lender: Vida Bank Limited Trading as Vida Homeloans
- 2026-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-07🔒Charge registered #2Lender: Ms Lending Group Limited
- 2025-07-07🔒Charge registered #1Lender: Ms Lending Group Limited
- 2025-05-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-16➖GULL, Maryam resigneddirector
- 2025-04-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-10➕GULL, Maryam appointeddirector
- 2025-03-20✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-02-03🏢Company incorporatedAs AG REALTY LTD
- 2025-02-03➕GUL, Aksa appointeddirector
- 2025-02-03➕MASIH, Shagufta Hadayat appointeddirector
- 2025-02-03📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Young company: Only 1.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-03-20: certificate-change-of-name-company
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Aksa Gul Individual · British · DOB 01/2003 · age 23 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/02/2025 |
Mrs Shagufta Hadayat Masih Individual · British · DOB 09/1965 · age 61 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/02/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J THOMSON PROPERTIES LTD→ 10001015 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACED HOUSING LTD→ 15755307 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACOT PROPERTIES LIMITED→ 16214044 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADMOVE LTD→ 09545754 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ADR PROPERTY INVESTMENTS LIMITED→ 12031231 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AFN RENTALS LIMITED→ 12062683 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AH KF LTD→ 16855114 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHMED KAIS LTD→ 14881190 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AHP PROJECTS LTD→ 12912248 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AIB ESTATES LTD→ 15537153 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AIIO PROPERTIES LTD→ 15732287 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AIMING LIMITED→ 13406944 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-02-03
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
26 Park Avenue
Warrington
WA4 1DZ
England
Filing status
Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2027-06-06
Last: 2026-05-23
Officers (2 active · 1 resigned)
Active
MASIH, Shagufta Hadayat→
Activedirector · ~61y · appointed 2025-02-03
View their other companies + combined net worth →
GULL, Maryam→
Resigneddirector · ~26y · appointed 2025-04-10 · resigned 2025-04-16
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vida Bank Trading as Vida Homeloans Vida Bank Limited Trading as Vida Homeloans | A registered charge | 1 property | 30/06/2026 | — | |
| outstanding | Ms Lending Group Ms Lending Group Limited | A registered charge | 1 property | 07/07/2025 | — | |
| outstanding | Ms Lending Group Ms Lending Group Limited | A registered charge | 1 property | 07/07/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-04
accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-23
termination-director-company-with-name-termination-date
officers · TM01
2025-04-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-13
appoint-person-director-company-with-name-date
officers · AP01
2025-04-11
certificate-change-of-name-company
change-of-name · CERTNM
2025-03-20
incorporation-company
incorporation · NEWINC
2025-02-03