HOWARD BELT WEALTH MANAGEMENT LIMITED
🌱Startupactive
16257584 · ltd · incorporated 2025-02-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
Network not yet resolved
30
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 capital
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 capital
Last 180 days
4
filings
- • 1 confirmation-statement
- • 1 capital
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-06-10📄capital-allotment-sharescapital · SH01
- 2026-01-08📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-08📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-07-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-30➖DANN, Anthony Mark resigneddirector
- 2025-05-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-29➕BELT, Howard Benjamin appointeddirector
- 2025-05-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-05-28✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-04-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-10➖BELT, Howard Benjamin resigneddirector
- 2025-04-10➕DANN, Anthony Mark appointeddirector
- 2025-04-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-02-17🏢Company incorporatedAs HOWARD BELT WEALTH MANAGEMENT LIMITED
- 2025-02-17➕BELT, Howard Benjamin appointeddirector
- 2025-02-17📄incorporation-companyincorporation · NEWINC
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "BELT" — strong identity link between founder and business.
- +Young company: Only 1.4 years old — management layer unlikely to be developed.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Name changed 2 times
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-05-28: certificate-change-of-name-company; 2025-04-08: certificate-change-of-name-company
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Howard Benjamin Belt Individual · British · DOB 04/1980 · age 46 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 28/05/2025 |
Mrs Cerri Anne Belt Individual · British · DOB 01/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 28/05/2025 |
3 historic (ceased) PSCs
- Mr Anthony Mark Dannceased 28/05/2025· 75-100% shares · 75-100% voting · board control
- Mr Howard Benjamin Beltceased 10/04/2025· 50-75% shares · 50-75% voting
- Mrs Cerri Anne Beltceased 10/04/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · LN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 8013B LIMITED→ 12245974 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALTERNATIVE COMMERCIAL FINANCE LIMITED→ 08547499 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AMELIO INVESTMENTS LIMITED→ 15980117 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLEAR COVER WARRANTIES LIMITED→ 16832103 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORALLINE HEALTH LIMITED→ 10687105 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CORNERSTONE GLOBAL LIMITED→ 16671528 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DEC FINANCIAL SERVICES LTD→ 07991898 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| GRATITOOD LTD→ 16301214 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GREAT CENTRAL LAND LIMITED→ 03298078 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| GRUNDYS PROPERTY LTD→ 16394991 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HUTCHINSON PROPERTY INVESTMENT LIMITED→ 16990079 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| INEO WEALTH MANAGEMENT LTD→ 12341776 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-02-17
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Tudor Lodge Moortown Road
Nettleton
Market Rasen
Lincolnshire
LN7 6HX
United Kingdom
Filing status
Accounts
Next due: 2026-11-17
Last made up to: —
Confirmation statement
Next due: 2027-06-18
Last: 2026-06-04
Officers (1 active · 2 resigned)
BELT, Howard Benjamin→
Activedirector · ~46y · appointed 2025-05-29
View their other companies + combined net worth →
BELT, Howard Benjamin→
Resigneddirector · ~46y · appointed 2025-02-17 · resigned 2025-04-10
DANN, Anthony Mark→
Resigneddirector · ~54y · appointed 2025-04-10 · resigned 2025-05-30
Click a director name to see their full track record across all companies.
Recent filings (20 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-10
capital-allotment-shares
capital · SH01
2026-06-10
change-person-director-company-with-change-date
officers · CH01
2026-01-08
change-account-reference-date-company-current-extended
accounts · AA01
2026-01-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-04
termination-director-company-with-name-termination-date
officers · TM01
2025-06-04
appoint-person-director-company-with-name-date
officers · AP01
2025-05-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-05-29
certificate-change-of-name-company
change-of-name · CERTNM
2025-05-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-11
termination-director-company-with-name-termination-date
officers · TM01
2025-04-11
appoint-person-director-company-with-name-date
officers · AP01
2025-04-10