4.1 TRADING LTD
🌱Startupactive
16259333 · ltd · incorporated 2025-02-18
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2026
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 0.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.3 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-02-28 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
4
filings
- • 2 mortgage
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
- 2026-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-12🔒Charge registered #2Lender: Charles Street Commercial Investments Limited
- 2026-03-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-06🔒Charge registered #1Lender: Charles Street Commercial Investments Limited
- 2025-02-18🏢Company incorporatedAs 4.1 TRADING LTD
- 2025-02-18➕BLACKWELL, Thomas Robert appointeddirector
- 2025-02-18➕BLACKWELL, William Rory appointeddirector
- 2025-02-18📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Rory Blackwell Individual · British · DOB 10/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/02/2025 |
Mr Thomas Robert Blackwell Individual · British · DOB 12/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/02/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · LL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 24/7 SPARKLE CLEAN LTD→ 11590450 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2512 DEVELOPMENTS LIMITED→ 12496211 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 2805 DEVELOPMENTS AND PLANT HIRE LIMITED→ 16561088 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3.2 SCAFFOLDING LTD→ 16173403 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 360 SURVEY & ENGINEERING LTD→ 11570160 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 365 WIND LTD→ 16979731 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 3D INVESTMENT PROPERTY LIMITED→ 12245954 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 3E SMART CONTROL LTD→ 05732622 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| 4 CROSSES CONSTRUCTION LIMITED→ 05155516 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| A C ELECTRICAL (NORTH WALES) LTD→ 10125400 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| A1 PATRICK KIELY ROOFING LIMITED→ 14004631 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AA CERAMIC TILING LTD→ 16463758 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-02-18
Jurisdictionengland-wales
Primary SIC41201 — Construction of commercial buildings
Registered office
13 Trinity Square
Llandudno
LL30 2RB
Wales
Filing status
Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17
Officers (2 active · 0 resigned)
BLACKWELL, Thomas Robert→
Activedirector · ~38y · appointed 2025-02-18
View their other companies + combined net worth →
BLACKWELL, William Rory→
Activedirector · ~39y · appointed 2025-02-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 1 property | 12/05/2026 | — | |
| outstanding | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 1 property | 06/03/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (5 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-20
accounts-with-accounts-type-dormant
accounts · AA
2026-03-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-05
incorporation-company
incorporation · NEWINC
2025-02-18