LOWTHIAN LIMITED
🌱Startupactive
16363629 · ltd · incorporated 2025-04-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: SIC 46719
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 1.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (8 events)Click to expand
- 2025-07-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-26🔒Charge registered #1Lender: Lloyds Bank PLC
- 2025-04-03🏢Company incorporatedAs LOWTHIAN LIMITED
- 2025-04-03➕LOWTHIAN, Aline Rachel appointeddirector
- 2025-04-03➕LOWTHIAN, Hugh Edward Thomas appointeddirector
- 2025-04-03📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "LOWTHIAN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Aline Rachel Lowthian Individual · British · DOB 01/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 03/04/2025 |
Mr Hugh Edward Thomas Lowthian Individual · British · DOB 09/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 03/04/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Wholesale & distribution · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| H.A.C AGRI SERVICES LIMITED→ 10286017 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| HARVEST PARTS LIMITED→ 08084372 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| I'M BIOTECHNOLOGY LIMITED→ 16696838 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| JAZZPOWER LIMITED→ 03778112 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| KEVCO WHOLESALE LIMITED→ 06626753 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| LASH GLAMOR LTD→ 14198134 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| LUNA SELENE LTD→ 15973363 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| M FEED LIMITED→ 04762702 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| M. & E. ELLIOTT (AGRICULTURAL MERCHANTS) LIMITED→ 01149904 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| M&T FURNISHINGS LIMITED→ 16615950 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MAD HATTERS HARDWARE LIMITED→ 14165311 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MADE IN MEGARA LIMITED→ 06312480 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-04-03
Jurisdictionengland-wales
Primary SIC46719 — SIC 46719
Registered office
4 Mason Court Gillan Way
Penrith 40 Business Park
Penrith
CA11 9GR
United Kingdom
Filing status
Accounts
Next due: 2027-01-03
Last made up to: —
Confirmation statement
Next due: 2027-04-16
Last: 2026-04-02
Officers (2 active · 0 resigned)
LOWTHIAN, Aline Rachel→
Activedirector · ~45y · appointed 2025-04-03
View their other companies + combined net worth →
LOWTHIAN, Hugh Edward Thomas→
Activedirector · ~44y · appointed 2025-04-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 26/06/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (5 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2025-07-08
change-person-director-company-with-change-date
officers · CH01
2025-07-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-30
incorporation-company
incorporation · NEWINC
2025-04-03