AJOCREDIT LIMITED

🌱Startupactive
16440689 · ltd · incorporated 2025-05-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
71/100
Strong
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: low (54/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
1 filing — limited history
30
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (5 events)Click to expand
  1. 2025-05-09
    🏢
    Company incorporated
    As AJOCREDIT LIMITED
  2. 2025-05-09
    OLORI, Henry Emamuzo appointed
    director
  3. 2025-05-09
    OLORI, Shakirat Makanjuola appointed
    director
  4. 2025-05-09
    OYEKAN, Kolawole Jamiu, Dr appointed
    director
  5. 2025-05-09
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +Young company: Only 1.0 years old — management layer unlikely to be developed.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Shakirat Makanjuola Olori
Individual · Nigerian · DOB 04/1984 · age 42
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/05/2025
Mr Henry Emamuzo Olori
Individual · Nigerian · DOB 08/1981 · age 45
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/05/2025
Dr Kolawole Jamiu Oyekan
Individual · Nigerian · DOB 07/1977 · age 49
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/05/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2025-05-09
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

14 Ash Priors Close
Coventry
CV4 9DN
England

Filing status

Accounts
Next due: 2027-02-09
Last made up to:
Confirmation statement
Next due: 2026-05-22
Last:

Officers (3 active · 0 resigned)

OLORI, Henry Emamuzo
director · ~45y · appointed 2025-05-09
View their other companies + combined net worth →
Active
OLORI, Shakirat Makanjuola
director · ~42y · appointed 2025-05-09
View their other companies + combined net worth →
Active
OYEKAN, Kolawole Jamiu, Dr
director · ~49y · appointed 2025-05-09
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (1 total)

incorporation-company
incorporation · NEWINC
2025-05-09