AG&ZW LTD
🌱Startupactive
16483836 · ltd · incorporated 2025-05-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Wholesale of furniture, carpets and lighting equipment
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 0.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2025-08-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-15🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2025-08-15🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2025-07-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-07-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-23📄capital-allotment-sharescapital · SH01
- 2025-06-20➕GREGORY, Adam John appointeddirector
- 2025-06-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-29🏢Company incorporatedAs AG&ZW LTD
- 2025-05-29➕WINDSOR, Zac Leo appointeddirector
- 2025-05-29📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.0 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Zac Leo Windsor Individual · British · DOB 03/2001 · age 25 | 25–50% | — | 25-50% shares | 29/05/2025 |
Mr Adam John Gregory Individual · British · DOB 10/1989 · age 37 | 25–50% | — | 25-50% shares | 29/05/2025 |
1 historic (ceased) PSC
- Mr Zac Leo Windsorceased 29/05/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · WS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 360 AEROMELT LTD→ 16038710 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A & C QUALITY MEATS LIMITED→ 12760750 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A&A GLOBAL LTD→ 17045741 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE VENDING UK LTD→ 16688805 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACE INTERNATIONAL LIMITED→ 04422025 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ACEY CONSULTANCY LTD→ 15566482 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACRE AESTHETICS LIMITED→ 11557880 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACTON BRIGHT STEEL LIMITED→ 00755037 · est 1963 · no financials extracted | — | — | — | — | 63y | — | — |
| AGENT ONE (BIRMINGHAM) LIMITED→ 05010843 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| AGROTENET LIMITED→ 11662692 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIA AIYRA IBRAHIM ALLIANCE LTD→ 15900594 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AIR CARE COMPRESSORS LIMITED→ 03765936 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-05-29
Jurisdictionengland-wales
Primary SIC46470 — Wholesale of furniture, carpets and lighting equipment
Registered office
6 Rae-Jones Close
Lichfield
WS14 9RG
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: —
Confirmation statement
Next due: 2026-06-11
Last: —
Officers (2 active · 0 resigned)
GREGORY, Adam John→
Activedirector · ~37y · appointed 2025-06-20
View their other companies + combined net worth →
WINDSOR, Zac Leo→
Activedirector · ~25y · appointed 2025-05-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 15/08/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 11 properties | 15/08/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (8 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-23
capital-allotment-shares
capital · SH01
2025-06-23
appoint-person-director-company-with-name-date
officers · AP01
2025-06-20
incorporation-company
incorporation · NEWINC
2025-05-29