HOUSE MARTIN MORTGAGES LTD
🌱Startupactive
16502329 · ltd · incorporated 2025-06-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 2 address
Last 90 days
2
filings
- • 2 address
Last 180 days
7
filings
- • 3 address
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2026-07-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-06-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-26📄capital-allotment-sharescapital · SH01
- 2026-01-14➖MARTIN, Chanelle Margaret resigneddirector
- 2026-01-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-08➕MARTIN, Sam James appointeddirector
- 2026-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-06🏢Company incorporatedAs HOUSE MARTIN MORTGAGES LTD
- 2025-06-06➕MARTIN, Chanelle Margaret appointeddirector
- 2025-06-06📄incorporation-companyincorporation · NEWINC
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MARTIN" — strong identity link between founder and business.
- +Young company: Only 1.1 years old — management layer unlikely to be developed.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Chanelle Margaret Martin Individual · British · DOB 07/1993 · age 33 | 25–50% | — | 25-50% shares | 26/01/2026 |
Mr Sam James Martin Individual · British · DOB 01/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/01/2026 |
1 historic (ceased) PSC
- Mrs Chanelle Margaret Martinceased 13/01/2026· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · PL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHRIS NEWTON MORTGAGE SERVICES LIMITED→ 08891809 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| FIRE PREVENTION GROUP LTD→ 11070120 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| GMP INVESTMENTS WELLS LIMITED→ 16906631 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GOODMANS FINANCIAL PLANNING LTD→ 06892778 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| GRASSHOPPER CORPORATION LIMITED→ 08690021 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| GURU ADVISORY SERVICES LTD→ 14655582 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| IAC FINANCIAL PLANNING LTD→ 10838980 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| IAN FINN WEALTH MANAGEMENT LTD→ 08028965 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| IMPECUNIOUS LIMITED→ 11025318 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| INSPIRE WEALTH LTD→ 05988522 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| INTERNATIONAL FINANCIAL SECURITY LIMITED→ 07546376 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| INTIME FINANCIAL PLANNING LTD→ 14133436 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2025-06-06
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
3 Alexandra Road
Crownhill
Plymouth
PL6 5AE
England
Filing status
Accounts
Next due: 2027-03-06
Last made up to: —
Confirmation statement
Next due: 2027-02-24
Last: 2026-02-10
Officers (1 active · 1 resigned)
MARTIN, Sam James→
Activedirector · ~38y · appointed 2026-01-08
View their other companies + combined net worth →
MARTIN, Chanelle Margaret→
Resigneddirector · ~33y · appointed 2025-06-06 · resigned 2026-01-14
Click a director name to see their full track record across all companies.
Recent filings (12 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-07-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-06-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-26
capital-allotment-shares
capital · SH01
2026-01-26
termination-director-company-with-name-termination-date
officers · TM01
2026-01-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-12
appoint-person-director-company-with-name-date
officers · AP01
2026-01-08
incorporation-company
incorporation · NEWINC
2025-06-06