228 INVESTMENTS LIMITED
🌱Startupactive
16656620 · ltd · incorporated 2025-08-18
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 0.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.3 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 mortgage
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2026-02-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-20🔒Charge registered #1Lender: Vida Bank Limited Trading as Vida Homeloans
- 2025-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-20➕IDOWU, Barbara appointeddirector
- 2025-10-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-18✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-08-18🏢Company incorporatedAs 228 INVESTMENTS LIMITED
- 2025-08-18➕IDOWU, Olusola Whenayon appointeddirector
- 2025-08-18📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 0.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-09-18: certificate-change-of-name-company
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Olusola Whenayon Idowu Individual · British · DOB 08/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/08/2025 |
Mrs Barbara Idowu Individual · German · DOB 09/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/08/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 247 PECKHAM RYE LIMITED→ 06720676 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 25/28 MODEL FARM CLOSE LIMITED→ 04393450 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 26 HATTON GARDEN TENANT LIMITED→ 11471503 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2PW LTD→ 10950007 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 2R PROPERTY CAPITAL LIMITED→ 17024423 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 3 ACLAND ROAD LTD→ 13689091 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3 BLUE-BECMEAD LTD→ 06241666 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 30 DORNTON ROAD LIMITED→ 15464234 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 30 PARK HALL ROAD LIMITED→ 04197361 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| 304 WALWORTH LIMITED→ 16435715 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 31 PANMURE ROAD MANAGEMENT COMPANY LIMITED→ 06663277 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 31 TALFOURD ROAD LIMITED→ 06904990 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-08-18
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
26 Peterstone Road
London
SE2 9XY
England
Filing status
Accounts
Next due: 2027-05-18
Last made up to: —
Confirmation statement
Next due: 2026-10-30
Last: 2025-10-16
Officers (2 active · 0 resigned)
IDOWU, Barbara→
Activedirector · ~47y · appointed 2025-11-20
View their other companies + combined net worth →
IDOWU, Olusola Whenayon→
Activedirector · ~48y · appointed 2025-08-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vida Bank Trading as Vida Homeloans Vida Bank Limited Trading as Vida Homeloans | A registered charge | 1 property | 20/02/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (7 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-20
appoint-person-director-company-with-name-date
officers · AP01
2025-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-15
change-person-director-company-with-change-date
officers · CH01
2025-10-15
certificate-change-of-name-company
change-of-name · CERTNM
2025-09-18
incorporation-company
incorporation · NEWINC
2025-08-18