4J GROUP LTD
🌱Startupactive
17035757 · ltd · incorporated 2026-02-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 0.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
4 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
4
filings
- • 1 mortgage
- • 1 persons-with-significant-control
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (8 events)Click to expand
- 2026-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-26🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2026-02-22➕KIZHAKKEVEETTIL JOSEPH, Soumya appointeddirector
- 2026-02-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-02-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-16🏢Company incorporatedAs 4J GROUP LTD
- 2026-02-16➕FRANCIS, Tijo appointeddirector
- 2026-02-16📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 0.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Soumya Kizhakkeveettil Joseph Individual · British · DOB 01/1985 · age 41 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 22/02/2026 |
Mr Tijo Francis Individual · British · DOB 08/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 16/02/2026 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1GCC INVESTMENTS LIMITED→ 07658300 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 1ST FIELD PROPERTIES AND MANAGEMENT LIMITED→ 04636961 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 312 DAISY SPRING WORKS LIMITED→ 16776577 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 365 PROPERTY LTD→ 12719652 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 365 STORAGE LIMITED→ 15570203 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3AL PROPERTY LTD→ 15795845 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3ELIZ PROPERTY EMPORIUM LTD→ 16322510 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3RD ECHELON LTD→ 12889081 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4 DONCASTER ROAD LIMITED→ 14172825 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4I INVESTMENTS LTD→ 13749903 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 5 KILLIESER AVENUE COMPANY LIMITED→ 03348811 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| 5 MOMENTS PROPERTIES LIMITED→ 14894691 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2026-02-16
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
204 Gleadless Post Office, White Lane
Sheffield
S12 3GL
United Kingdom
Filing status
Accounts
Next due: 2027-11-16
Last made up to: —
Confirmation statement
Next due: 2027-03-01
Last: —
Officers (2 active · 0 resigned)
FRANCIS, Tijo→
Activedirector · ~42y · appointed 2026-02-16
View their other companies + combined net worth →
KIZHAKKEVEETTIL JOSEPH, Soumya→
Activedirector · ~41y · appointed 2026-02-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 26/03/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (4 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-22
appoint-person-director-company-with-name-date
officers · AP01
2026-02-22
incorporation-company
incorporation · NEWINC
2026-02-16