CAMPHILL COMMUNITIES TRUST (NI)

🌳Matureactive

NI003345 · private-limited-guarant-nsc-limited-exemption · incorporated 1954-04-07

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 62.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

—

book net assets

Opportunity

77/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other residential care activities n.e.c.

Sector: Human health & social work

Investor take

Pursue

Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 62.9y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 62.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

69 officers (8 active, 69 linked, 66 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

321 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-01-31	2024-01-31
Average employees	2	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 2 officers

Counts from Companies House filing history.

Corporate timeline (140 events)Click to expand

2026-02-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-18
➕
MITCHELL, Elizabeth, Dr appointed
director
2025-12-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-26
➖
WALLACE, Lindsay Adele resigned
director
2025-08-27
📄
accounts-with-accounts-type-full
accounts · AA
2025-07-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-18
➖
YOUNG, John Frederick resigned
director
2025-06-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-19
➖
MATTHEWS, Kieran resigned
director
2025-06-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
➕
REYNOLDS, Vincent appointed
director
2024-10-17
📄
accounts-with-accounts-type-full
accounts · AA
2024-09-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-17
➖
HARRISON, Craig resigned
director
2024-08-14
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-06-20
➕
MCLOUGHLIN, John appointed
director
2024-06-20
➖
DEWDNEY, Peter George resigned
director
2024-05-23
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-15
➖
CINNAMOND, Marian Ann resigned
director
2024-02-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-30
➖
STURM, Martin Andreas resigned
director
2023-12-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-07
➕
MCCLEAN, William Edmond appointed
director
2023-07-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-18
🔓
Charge satisfied #2
2023-07-18
🔓
Charge satisfied #1
2023-07-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-07-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-30
📄
accounts-with-accounts-type-full
accounts · AA
2023-06-15
➖
HENDERSON, Brian Lindsay resigned
director
2023-06-15
➖
PITT, Martin resigned
director
2023-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-12-15
➕
HARRISON, Craig appointed
director
2022-09-21
📄
accounts-with-accounts-type-full
accounts · AA
2022-07-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-16
➕
DIESEL, Andrea appointed
director
2022-06-16
➖
JENSEN, Bente resigned
director
2021-06-17
➕
CLARKE, Orla appointed
director
2021-06-17
➖
CASSIDY, Martin resigned
director
2020-09-17
➖
KENTON, Christopher John resigned
director
2019-12-12
➕
CINNAMOND, Marian Ann appointed
director
2019-12-12
➕
STURM, Martin Andreas appointed
director
2019-12-12
➕
WALLACE, Lindsay Adele appointed
director
2019-06-20
➕
WILSON, Scott Edgar appointed
director
2019-06-20
➖
DIESEL, Andrea resigned
director
2019-06-20
➕
MATTHEWS, Kieran appointed
director
2019-06-20
➕
YOUNG, John Frederick appointed
director

Showing most recent 50 of 140 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 76 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MATTHEWS, Kieran resigned 2025-06-19; WALLACE, Lindsay Adele resigned 2025-11-26; YOUNG, John Frederick resigned 2025-07-18

Similar companies

Active · Healthcare & medical · BT postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BROOKLANDS HEALTHCARE LIMITED→ NI025586 · est 1991	£34.05M £24.52M–£43.59M	—	—	492	34y	84	80y
CONNECTED HEALTH DOMICILIARY CARE LIMITED→ NI058361 · est 2006	£21.79M £15.69M–£27.89M	£27.27M	—	94700	20y	87	69y
NORTH WEST CARE AND SUPPORT LIMITED→ NI027732 · est 1993	£2.27M £1.64M–£2.91M	—	—	818	32y	87	58y
ENABLE CARE SERVICES (UK) LIMITED→ NI625191 · est 2014	£1.05M £756.4k–£1.34M	—	—	40100	11y	85	69y
ALBERT STREET COMMUNITY CENTRE LIMITED→ NI036145 · est 1999	—	—	—	9	27y	83	73y
ARC HEALTHY LIVING CENTRE LIMITED→ NI039643 · est 2000	—	—	—	58	25y	83	78y
ASHBROOK HOME (NI) LIMITED→ NI044407 · est 2002	—	—	£1.97M	—	23y	83	85y
BELFAST CENTRAL MISSION→ NI055693 · est 2005 · no financials extracted	—	—	—	—	20y	83	80y
BERAGH CARE AND DEVELOPMENT ASSOCIATION LIMITED→ NI029084 · est 1995	—	—	£45.8k	—	31y	83	71y
CAMPHILL COMMUNITY MOURNE GRANGE→ NI008860 · est 1972 · no financials extracted	—	—	—	—	53y	83	85y
CANCER CONNECT NI→ NI073355 · est 2009	—	—	£118.8k	—	16y	83	64y
CHESLOCK LIMITED→ NI020870 · est 1987	—	—	—	—	38y	83	62y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated1954-04-07

Jurisdictionnorthern-ireland

Primary SIC87900 — Other residential care activities n.e.c.

Registered office

Nicva Building

61 Duncairn Gardens

Belfast

BT15 2GB

Northern Ireland

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2026-07-16

Last: 2025-07-02