O'NEILL OF CLONOE LIMITED

🌳Matureactive
NI011182 · ltd · incorporated 1976-02-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 29.0y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Oct 2024
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 7 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

9 live charges · 2 lenders · oldest 29.0y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 29.0 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
125 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-10-31
Average employees1200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2025-06-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  2. 2025-06-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-06-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-03-12
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2025-03-01
    O'NEILL, Stephen appointed
    director
  6. 2024-03-14
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2023-03-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2022-03-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2021-03-04
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2020-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-05-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2019-05-07
    🔒
    Charge registered #9
    Lender: Ulster Bank Limited
  13. 2019-04-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2018-04-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2017-03-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-05-17
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-02-02
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2011-10-18
    🔒
    Charge registered #8
    Lender: Ulster Bank Limited
  19. 2008-03-04
    🔒
    Charge registered #7
    Lender: Ulster Bank Limited
  20. 2005-09-05
    🔒
    Charge registered #6
    Lender: Ulster Bank Limited
  21. 2001-01-03
    🔒
    Charge registered #5
    Lender: Ulster Bank Limited
  22. 2000-12-20
    O'NEILL, Mary Catherine appointed
    director
  23. 2000-12-13
    O'NEILL, John resigned
    director
  24. 2000-12-13
    🔒
    Charge registered #4
    Lender: Ulster Bank Limited
  25. 2000-12-13
    🔒
    Charge registered #3
    Lender: Ulster Bank Limited
  26. 2000-04-05
    🔒
    Charge registered #2
    Lender: Ulster Bank Limited
  27. 1997-05-23
    🔒
    Charge registered #1
    Lender: Ulster Bank LTD
  28. 1976-02-24
    🏢
    Company incorporated
    As O'NEILL OF CLONOE LIMITED
  29. 1976-02-24
    O'NEILL, Peter appointed
    secretary
  30. 1976-02-24
    O'NEILL, Peter appointed
    director
  31. 1976-02-24
    O'NEILL, John appointed
    director

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "O'NEILL" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 50 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — O'NEILL, Stephen (same surname) appointed 2025-03-01. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 50 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
9 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Stephen O'Neill
Individual · Irish · DOB 03/1986 · age 40
2550%
25-50% shares01/03/2025
Mr Peter O'Neill
Individual · Irish · DOB 09/1954 · age 72
2550%
25-50% shares06/04/2016
Mrs Mary Catherine O'Neill
Individual · Irish · DOB 10/1956 · age 70
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1976-02-24
Jurisdictionnorthern-ireland
Primary SIC41201 — Construction of commercial buildings

Registered office

80 Moor Road
Coalisland
Co Tyrone
BT71 4QD

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-02-15
Last: 2026-02-01

Officers (4 active · 1 resigned)

O'NEILL, Peter
secretary · appointed 1976-02-24
View their other companies + combined net worth →
Active
O'NEILL, Mary Catherine
director · ~70y · appointed 2000-12-20
View their other companies + combined net worth →
Active
O'NEILL, Peter
director · ~72y · appointed 1976-02-24
View their other companies + combined net worth →
Active
O'NEILL, Stephen
director · ~40y · appointed 2025-03-01
View their other companies + combined net worth →
Active
O'NEILL, John
director · ~105y · appointed 1976-02-24 · resigned 2000-12-13
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
9
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
outstanding
NatWest Group
Ulster Bank Limited
A registered charge1 property07/05/2019
outstanding
NatWest Group
Ulster Bank Limited
Mortgage and charge1 property18/10/2011
outstanding
NatWest Group
Ulster Bank Limited
Mortgage or charge1 property04/03/2008
outstanding
NatWest Group
Ulster Bank Limited
Solicitors letter of undertaking1 property05/09/2005
outstanding
NatWest Group
Ulster Bank Limited
Mortgage or charge1 property03/01/2001
outstanding
NatWest Group
Ulster Bank Limited
Mortgage or charge1 property13/12/2000
outstanding
NatWest Group
Ulster Bank Limited
Mortgage or charge1 property13/12/2000
outstanding
NatWest Group
Ulster Bank Limited
Mortgage or charge1 property05/04/2000
outstanding
NatWest Group
Ulster Bank LTD
Mortgage or charge1 property23/05/1997
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (125 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-18
appoint-person-director-company-with-name-date
officers · AP01
2025-06-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-25