TAYLORS (FYFIN) LIMITED

📈Growthactive
NI012103 · ltd · incorporated 1977-06-20
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 46210
Sector: Wholesale & retail
Investor take
Pursue
Leverage-led grower with a 72-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 21.1y

45/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 21.1 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.
  • · Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
109 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £777,071

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Sept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-302023-09-30
Profit before tax£777.1k£549.6k
Average employees212000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-09-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2024-10-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2023-06-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2022-09-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-05-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2022-05-09
    🔒
    Charge registered #3
    Lender: Hsbc UK Bank PLC
  7. 2021-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-06-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-08-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2016-07-27
    🔒
    Charge registered #2
    Lender: Northern Bank Limited
  14. 2016-06-15
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-10-06
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-06-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2014-09-16
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2005-05-03
    🔒
    Charge registered #1
    Lender: Aib Group (UK) PLC
  19. 1977-06-20
    🏢
    Company incorporated
    As TAYLORS (FYFIN) LIMITED
  20. 1977-06-20
    ➕
    TAYLOR, Thomas William appointed
    secretary
  21. 1977-06-20
    ➕
    TAYLOR, Elizabeth Anne appointed
    director
  22. 1977-06-20
    ➕
    TAYLOR, Thomas William appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "TAYLOR" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 49 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 49 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Thomas William Taylor
Individual · British · DOB 09/1954 · age 72
75–100%
75–100%75-100% shares · 75-100% voting08/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Wholesale & distribution · BT postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CTEC (NI) LIMITED→
NI055929 · est 2005
£17.92M
£13.44M–£22.40M
£21.25M—130020y8766y
R. THOMPSON & SON (ARMAGH) LIMITED→
NI007069 · est 1967
£9.87M
£7.40M–£12.34M
——5558y8789y
TAILORED IMAGE LTD→
NI034580 · est 1998
£5.64M
£4.23M–£7.05M
£20.80M—1140027y9363y
W.A.C. MCCANDLESS (ENGINEERS) LIMITED→
NI005177 · est 1962
£5.13M
£3.85M–£6.42M
——3064y8868y
FORESTWOOD AGENCIES LIMITED→
NI029479 · est 1995
£4.47M
£3.35M–£5.59M
——140031y8762y
CENTURY ELECTRICAL WHOLESALE LTD→
NI053328 · est 2004
£2.68M
£2.01M–£3.36M
£14.83M—600021y8580y
EUROCABLES (BELFAST) LIMITED→
NI031739 · est 1996
£2.29M
£1.72M–£2.86M
——310029y8664y
ERWIN AGRI-CARE LIMITED→
NI605964 · est 2011
£2.00M
£1.50M–£2.50M
——370015y8766y
IAN A KERNOHAN (NI) LIMITED→
NI019120 · est 1986
£370.7k
£278.0k–£463.4k
£12.44M—350040y9369y
VANDEN RECYCLING LIMITED→
NI611544 · est 2012
£75.8k
£56.8k–£94.7k
——5914y8949y
GORTRUSH TRADING LIMITED→
NI602780 · est 2010
£35.3k
£26.5k–£44.2k
——016y9559y
HANNAN MEATS LIMITED→
NI022775 · est 1989
———280036y8766y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1977-06-20
Jurisdictionnorthern-ireland
Primary SIC46210 — SIC 46210

Registered office

27 Kileen Road
Strabane
Co Tyrone
BT82 9LL

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-22
Last: 2025-09-08

Officers (3 active · 0 resigned)

TAYLOR, Thomas William→
secretary · appointed 1977-06-20
View their other companies + combined net worth →
Active
TAYLOR, Elizabeth Anne→
director · ~68y · appointed 1977-06-20
View their other companies + combined net worth →
Active
TAYLOR, Thomas William→
director · ~72y · appointed 1977-06-20
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property09/05/2022—
outstanding
Northern Bank
Northern Bank Limited
A registered charge1 property27/07/2016—
outstanding
Aib Group (UK)
Aib Group (UK) PLC
Deed of assignment1 property03/05/2005—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (109 total)

accounts-with-accounts-type-full
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-10
accounts-with-accounts-type-full
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-27
accounts-with-accounts-type-full
accounts · AA
2023-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-28