PHILLIPS (INSURANCE AND FINANCE SERVICES) LIMITED
Opportunity 49/100 (watch), bankability 50/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (58/100). Current lenders should be on monthly review.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
Corporate timeline (46 events)Click to expand
- 2019-10-02⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2019-10-02🏁Company dissolved
- 2019-07-02⚠️liquidation-return-of-final-meeting-members-voluntary-winding-up-northern-irelandinsolvency · 4.72(NI)
- 2018-12-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-11-28➖WADE, Jarlath Delphene resignedsecretary
- 2018-07-26⚠️liquidation-declaration-of-solvency-northern-irelandinsolvency · 4.71(NI)
- 2018-07-11⚠️liquidation-appointment-of-liquidatorinsolvency · VL1
- 2018-07-11📄resolutionresolution · RESOLUTIONS
- 2017-08-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-10-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-06-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-06-04📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-02-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-01-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-01-26➕PIKE, Matthew William appointeddirector
- 2015-01-26➖MUGGE, Mark Stephen resigneddirector
- 2015-01-19📄statement-of-companys-objectschange-of-constitution · CC04
- 2015-01-19📄resolutionresolution · RESOLUTIONS
- 2015-01-13📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2014-06-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-05-02📄appoint-person-director-company-with-nameofficers · AP01
- 2014-05-02📄appoint-person-secretary-company-with-nameofficers · AP03
- 2014-05-01📄termination-director-company-with-nameofficers · TM01
- 2014-05-01📄termination-secretary-company-with-nameofficers · TM02
- 2014-04-01➖BENEV, Stefan Benkov resignedsecretary
- 2014-04-01➕WADE, Jarlath Delphene appointedsecretary
- 2014-04-01➖HODSON, Richard Phillip resigneddirector
- 2014-04-01➕MUGGE, Mark Stephen appointeddirector
- 2014-02-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2011-08-31➖SHAW, Simon Andrew resigneddirector
- 2008-04-01➕BENEV, Stefan Benkov appointedsecretary
- 2008-04-01➖MATTHEWS, Shane Colin resignedsecretary
- 2008-04-01➕HODSON, Richard Phillip appointeddirector
- 2008-04-01➖JAMES, Barry Kenneth resigneddirector
- 2008-04-01➖JAMES, Stephen Leonard resigneddirector
- 2008-04-01➕SHAW, Simon Andrew appointeddirector
- 2002-05-08➖REDPATH, David Alfred resigneddirector
- 2000-01-27➖CLARKE, Reginald Alan resigneddirector
- 1981-12-10🏢Company incorporatedAs PHILLIPS (INSURANCE AND FINANCE SERVICES) LIMITED
- 1981-12-10➕MATTHEWS, Shane Colin appointedsecretary
- 1981-12-10➕CLARKE, Reginald Alan appointeddirector
- 1981-12-10➕JAMES, Barry Kenneth appointeddirector
- 1981-12-10➕JAMES, Stephen Leonard appointeddirector
- 1981-12-10➕REDPATH, David Alfred appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2019-10-02
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2019-10-02: gazette-dissolved-liquidation; 2019-07-02: liquidation-return-of-final-meeting-members-voluntary-winding-up-northern-ireland
Group structure
Bartholomew & James (Properties) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bartholomew & James (Properties) Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Registered office
Filing status
Officers (0 active · 10 resigned)
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