SPRINGFIELD CHARITABLE ASSOCIATION LIMITED

🌳Matureactive

NI015556 · private-limited-guarant-nsc · incorporated 1982-02-25

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 43.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£1.06M

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 43.6y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 43.6 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

51 officers (7 active, 51 linked, 41 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

3 connected companies via shared directors

Filing history

197 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £1,062,236

Cash YoY

-5%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£26k

↓ 5.3% YoY

Net Worth

£1.1m

~ YoY

Current Assets

£35k

↓ 11% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Total assets	£1.07M	£1.07M
Current assets	£35.5k	£39.7k
Cash	£26.0k	£27.4k
Debtors	£8.8k	£11.6k
Net assets	£1.06M	£1.05M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 2 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (119 events)Click to expand

2026-04-15
📄
accounts-with-accounts-type-full
accounts · AA
2026-02-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-01
➕
KENNEDY, William Gerard appointed
director
2025-12-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-04
➖
MCCRACKEN, Ann resigned
director
2025-05-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-30
➖
KELLY, Geraldine resigned
director
2024-12-30
📄
accounts-with-accounts-type-full
accounts · AA
2024-10-23
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-18
➖
MCGRATH, Bernard resigned
director
2024-09-17
➖
KERNAGHAN, Tom resigned
director
2024-09-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-03
📄
change-person-director-company-with-change-date
officers · CH01
2024-07-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-06-27
➕
TATE, Jim appointed
director
2024-06-27
➖
CANAVAN, Claire resigned
director
2024-02-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-02-08
➕
MCCRACKEN, Ann appointed
director
2023-12-19
📄
accounts-with-accounts-type-full
accounts · AA
2023-11-22
📄
change-person-director-company-with-change-date
officers · CH01
2023-11-22
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-11-22
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-11-16
➕
SWEENEY, John appointed
secretary
2023-11-16
➖
MCGRATH, Bernard, Mr. resigned
secretary
2023-08-09
📄
change-person-director-company-with-change-date
officers · CH01
2023-06-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-06-15
➕
KELLY, Geraldine appointed
director
2023-04-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-01
➖
FLYNN, Margaret resigned
director
2022-12-07
➕
RODGERS, Catherine appointed
director
2022-12-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-12-05
➖
KELLY, Geraldine resigned
director
2022-12-05
➖
MEEHAN, Tony resigned
director
2022-12-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-12-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-04
➕
KERNAGHAN, Tom appointed
director
2021-05-03
➕
SWEENEY, John, Dr appointed
director
2020-01-25
➖
CUNNINGHAM, Maurice resigned
director
2020-01-25
➖
KERNAGHAN, Thomas resigned
director
2019-10-01
➕
JOHNSTON, Amanda appointed
director
2019-10-01
➕
MCGRATH, Bernard, Mr. appointed
secretary
2019-10-01
➕
CANAVAN, Claire appointed
director
2019-10-01
➖
CURRAN, Joseph, Mr. resigned
director
2019-10-01
➖
NOBLE, Paul resigned
director
2019-07-25
➕
KELLY, Geraldine appointed
director
2018-08-24
➕
CURRAN, Joseph, Mr. appointed
director
2018-08-16
➕
NOBLE, Paul appointed
director
2018-04-26
➖
MCKERNAN, Therese resigned
secretary

Showing most recent 50 of 119 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

65/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mrs Vivian Davidson Individual · British · DOB 08/1957 · age 69	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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BELFAST EDUCATIONAL SERVICES (STRABANE) HOLDINGS LIMITED→ NI057726 · est 2006	£2.32M £1.74M–£2.90M	—	—	0	20y	85	61y
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BELFAST EDUCATIONAL SERVICES (STRABANE) LIMITED→ NI057713 · est 2006	£2.23M £1.67M–£2.78M	—	—	0	20y	85	61y
BELFAST EDUCATIONAL SERVICES (DERRY) LIMITED→ NI070493 · est 2008	£2.09M £1.57M–£2.61M	—	—	0	17y	85	61y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1982-02-25

Jurisdictionnorthern-ireland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

27 Clonard Crescent

Belfast

BT13 2QN

Northern Ireland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-08-26

Last: 2025-08-12