DGC HOMES LTD
💤Zombieactive
NI049503 · ltd · incorporated 2004-02-03
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 70229Management consultancy activities other than financial management
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (38/100).
🏦
Refinance opportunity
15 live charges · 6 lenders · oldest 21.9y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.9 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
76 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
60
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 resolution
Last 90 days
2
filings
- • 1 resolution
- • 1 accounts
Last 180 days
3
filings
- • 1 resolution
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-04-22📄resolutionresolution · RESOLUTIONS
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-14🔒Charge registered #15Lender: National Westminster Bank PLC
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-16🔒Charge registered #14Lender: National Westminster Bank PLC
- 2024-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-02🔒Charge registered #13Lender: National Westminster Bank PLC (Trading as Ulster Bank)
- 2024-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-26🔒Charge registered #12Lender: National Westinster Bank PLC (Trading as Ulster Bank)
- 2022-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-17🔒Charge registered #11Lender: National Westminster Bank PLC (Trading as Ulster Bank)
- 2022-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-04➕CHAPMAN, Denise Ann appointedsecretary
- 2018-04-04➖CONNOLLY, James resignedsecretary
- 2018-04-04📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-04-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2015-04-16🔓Charge satisfied #1
- 2013-03-01➖CHAPMAN, Darren Gerard resignedsecretary
- 2013-03-01➕CONNOLLY, James appointedsecretary
- 2013-03-01➖CHAPMAN, Darren Gerard resigneddirector
- 2008-07-31🔒Charge registered #9Lender: Capital Home Loans Limited
- 2006-12-19🔒Charge registered #10Lender: Capital Home Loans Limited
- 2006-08-30🔒Charge registered #8Lender: The Governor and Company of the Bank of Ireland
- 2006-04-22🔒Charge registered #7Lender: The Governor and Company of the Bank of Ireland
- 2006-04-10🔒Charge registered #6Lender: The Governor and Company of the Bank of Ireland
- 2006-03-31🔒Charge registered #5Lender: The Governor and Company of the Bank of Ireland
- 2005-09-27🔒Charge registered #4Lender: The Governor and Company of the Bank of Ireland
- 2005-09-27🔒Charge registered #3Lender: The Governor and Company of the Bank of Ireland
- 2004-06-30🔒Charge registered #2Lender: Governor & Co. Boi
- 2004-06-30🔒Charge registered #1Lender: Governor & Co. Boi
- 2004-02-03🏢Company incorporatedAs DGC HOMES LTD
- 2004-02-03➕CHAPMAN, Denise appointeddirector
- 2004-02-03➕CHAPMAN, Darren Gerard appointedsecretary
- 2004-02-03➕CHAPMAN, Darren Gerard appointeddirector
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low14 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Denise Chapman Individual · Irish · DOB 06/1979 · age 47 | 75–100% | — | 75-100% shares | 02/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| J & M DEVELOPERS LTD→ NI634329 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| J MURDOCH CONTRACTS LTD→ NI727270 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JK ROOFING N.I. LTD→ NI721313 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JKC MECHANICAL LTD→ NI062991 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| JLOVE CONSTRUCTION LTD→ NI666392 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| JMD PROPERTIES LTD→ NI652000 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| JMP AGENCIES LIMITED→ NI613135 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| JNL GROUP LTD→ NI711109 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| JOHN BENNETT CONTRACTING LIMITED→ NI645050 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| JOHN MCCREESH PLANT HIRE & GROUND WORKS LTD→ NI046077 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| JOHN MCDOWELL CIVIL ENGINEERING LIMITED→ NI032368 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| JOHNSTON PEDLOW LTD→ NI686893 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-02-03
Jurisdictionnorthern-ireland
Primary SIC41202 — Construction of domestic buildings
Registered office
30 Darling St.
Enniskillen
Co Fermanagh
BT74 7EW
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-12-16
Last: 2025-12-02
Officers (2 active · 3 resigned)
CHAPMAN, Denise Ann→
Activesecretary · appointed 2018-04-04
View their other companies + combined net worth →
CHAPMAN, Denise→
Activedirector · ~47y · appointed 2004-02-03
View their other companies + combined net worth →
CHAPMAN, Darren Gerard→
Resignedsecretary · appointed 2004-02-03 · resigned 2013-03-01
CONNOLLY, James→
Resignedsecretary · appointed 2013-03-01 · resigned 2018-04-04
CHAPMAN, Darren Gerard→
Resigneddirector · ~55y · appointed 2004-02-03 · resigned 2013-03-01
Click a director name to see their full track record across all companies.
Mortgages & charges
15
Total charges
14
Outstanding
5
Active lenders
Status:Lender:15 of 15 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 14/03/2025 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 16/05/2024 | — | |
| outstanding | NatWest Group National Westminster Bank PLC (Trading as Ulster Bank) | A registered charge | 1 property | 02/02/2024 | — | |
| outstanding | NatWest Group National Westinster Bank PLC (Trading as Ulster Bank) | A registered charge | 1 property | 26/09/2023 | — | |
| outstanding | NatWest Group National Westminster Bank PLC (Trading as Ulster Bank) | A registered charge | 1 property | 17/10/2022 | — | |
| outstanding | Capital Home Loans Capital Home Loans Limited | Mortgage or charge | 1 property | 31/07/2008 | — | |
| outstanding | Capital Home Loans Capital Home Loans Limited | Mortgage or charge | 1 property | 19/12/2006 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | Mortgage or charge | 1 property | 30/08/2006 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | Mortgage or charge | 1 property | 22/04/2006 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | Mortgage or charge | 1 property | 10/04/2006 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | Mortgage or charge | 1 property | 31/03/2006 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | Mortgage or charge | 1 property | 27/09/2005 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | Mortgage or charge | 1 property | 27/09/2005 | — | |
| outstanding | Governor & Co. Boi | Mortgage or charge | 1 property | 30/06/2004 | — | |
| satisfied | Governor & Co. Boi | Mortgage or charge | 1 property | 30/06/2004 | 16/04/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (76 total)
resolution
resolution · RESOLUTIONS
2026-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-09