ALAN REID FINANCIAL SERVICES (NI) LIMITED

🌳Matureactive
NI050513 · ltd · incorporated 2004-05-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£25.9k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (2 active, 8 linked, 5 with DOB)
83
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £25,938

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£26k
↑ 25% YoY
Current Assets
£42k
↑ 53% YoY
Current Liabilities
—
£0£8k£17k£25k£33k£42kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£25.9k£20.8k
Current assets£41.7k£27.4k
Net assets£25.9k£20.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-04-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-09-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-09-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2024-09-12
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  6. 2024-09-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2024-09-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2024-09-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2024-09-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2023-12-14
    ➖
    REID, Jean resigned
    secretary
  11. 2023-12-14
    ➖
    REID, Jean resigned
    director
  12. 2023-11-09
    ➕
    HANLEY, Rory Clive Robert appointed
    director
  13. 2023-11-09
    ➕
    REID, Kerry Foy appointed
    director
  14. 2023-10-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2022-10-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2021-10-07
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  17. 2020-11-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2019-12-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2019-07-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2019-07-01
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2019-07-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2018-08-20
    ➖
    REID, Alan resigned
    director
  23. 2018-08-20
    ➕
    REID, Jean appointed
    director
  24. 2006-08-15
    ➖
    REID, Alan resigned
    secretary
  25. 2006-08-15
    ➕
    REID, Jean appointed
    secretary
  26. 2006-08-15
    ➖
    REID, Jean resigned
    director
  27. 2004-05-01
    🏢
    Company incorporated
    As ALAN REID FINANCIAL SERVICES (NI) LIMITED
  28. 2004-05-01
    ➕
    REID, Alan appointed
    secretary
  29. 2004-05-01
    ➕
    REID, Alan appointed
    director
  30. 2004-05-01
    ➕
    REID, Jean appointed
    director
  31. 2004-05-01
    ➕
    CS DIRECTOR SERVICES LIMITED appointed
    corporate-director
  32. 2004-05-01
    ➖
    CS DIRECTOR SERVICES LIMITED resigned
    corporate-director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "REID" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Rory Clive Robert Hanley
Individual · British · DOB 01/1964 · age 62
——sig. influencesignificant influence · trust interest · firm interest09/11/2023
Ms Kerry Foy Reid
Individual · British · DOB 05/1991 · age 35
——sig. influencesignificant influence · trust interest · firm interest09/11/2023
2 historic (ceased) PSCs
  • Mrs Jean Reidceased 14/12/2023· 25-50% shares · 25-50% voting
  • Mr Alan Reidceased 20/08/2018· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2004-05-01
Jurisdictionnorthern-ireland
Primary SIC65110 — Life insurance

Registered office

1 Lakeland Manor
Hillsborough
BT26 6RE
Northern Ireland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-15
Last: 2025-07-01

Officers (2 active · 6 resigned)

HANLEY, Rory Clive Robert→
director · ~62y · appointed 2023-11-09
View their other companies + combined net worth →
Active
REID, Kerry Foy→
director · ~35y · appointed 2023-11-09
View their other companies + combined net worth →
Active
REID, Alan→
secretary · appointed 2004-05-01 · resigned 2006-08-15
Resigned
REID, Jean→
secretary · appointed 2006-08-15 · resigned 2023-12-14
Resigned
REID, Alan→
director · ~73y · appointed 2004-05-01 · resigned 2018-08-20
Resigned
REID, Jean→
director · ~73y · appointed 2018-08-20 · resigned 2023-12-14
Resigned
REID, Jean→
director · ~73y · appointed 2004-05-01 · resigned 2006-08-15
Resigned
CS DIRECTOR SERVICES LIMITED→
corporate-director · appointed 2004-05-01 · resigned 2004-05-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (75 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-03
termination-director-company-with-name-termination-date
officers · TM01
2024-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-12
termination-secretary-company-with-name-termination-date
officers · TM02
2024-09-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-12
appoint-person-director-company-with-name-date
officers · AP01
2024-09-12
appoint-person-director-company-with-name-date
officers · AP01
2024-09-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-01