IACO ONE LIMITED
- · Oldest live charge 19.0y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
3 live charges · oldest 19.0y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | -200 | -200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (32 events)Click to expand
- 2025-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-30➖AGNEW, David Isaac resigneddirector
- 2019-05-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-06🔒Charge registered #3Lender: Ulster Bank Limited
- 2018-07-06🔒Charge registered #2Lender: Ulster Bank Limited
- 2017-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-09-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2012-07-29➖MAGEE, Samuel Yuile resigneddirector
- 2007-05-04🔒Charge registered #1Lender: Ulster Bank Limited
- 2007-03-14➕AGNEW, Philip William appointedsecretary
- 2007-03-14➕AGNEW, Andrew Isaac David appointeddirector
- 2007-03-14➕AGNEW, Philip William appointeddirector
- 2007-03-14➖KANE, Dorothy May resignedsecretary
- 2007-03-14➕AGNEW, David Isaac appointeddirector
- 2007-03-14➖HARRISON, Malcolm Joseph resigneddirector
- 2007-03-14➖KANE, Dorothy May resigneddirector
- 2007-03-14➕MAGEE, Samuel Yuile appointeddirector
- 2006-11-17🏢Company incorporatedAs IACO ONE LIMITED
- 2006-11-17➕KANE, Dorothy May appointedsecretary
- 2006-11-17➕HARRISON, Malcolm Joseph appointeddirector
- 2006-11-17➕KANE, Dorothy May appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Agnew Propco Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Agnew Propco Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AM PROPERTY MANAGEMENT (NI) LTD→ NI060855 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AMAC13 PROPERTY LIMITED→ NI683882 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AMBLY LTD→ NI685060 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AMC PROPERTIES (N.I.) LTD→ NI716124 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMCA MANAGEMENT COMPANY LIMITED→ NI641547 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AMD (N.I.) LIMITED→ NI665088 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AMEAC LTD→ NI730207 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMELWOOD LIMITED→ NI018115 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| AMG PROPERTY HOLDINGS (NI) LTD→ NI646282 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMG PROPERTY RENTAL SERVICES (NI) LTD→ NI672673 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AMIGOS (NI) LTD→ NI625928 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AMIGOS2 NI LIMITED→ NI675949 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Ulster Bank Limited | A registered charge | 1 property | 06/07/2018 | — | |
| outstanding | NatWest Group Ulster Bank Limited | A registered charge | 1 property | 06/07/2018 | — | |
| outstanding | NatWest Group Ulster Bank Limited | Debenture | 1 property | 04/05/2007 | — |