EYECARE BANGOR LTD

🌳Matureactive
NI606804 · ltd · incorporated 2011-03-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
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Turnover
year to Apr 2025
Net worth
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and acceptable with review structure.

Opportunity 83/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 14.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 14.1 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Gross profit£319.4k
Operating profit£92.6k
Profit before tax£91.6k
Average employees600600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2024-10-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-10-29
    🔒
    Charge registered #3
    Lender: National Westminster Bank PLC Trading as Ulster Bank
  5. 2024-08-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-07-30
    🔒
    Charge registered #2
    Lender: Mark John Allen Mackey, Christopher James Mackey, Richard David Mackey, and James Allen Mackey as Trustees of the Mackey Opticians Directors' Pension Scheme
  7. 2024-01-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2023-01-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-05-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2022-05-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  11. 2022-05-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2022-01-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-10-06
    📄
    capital-name-of-class-of-shares
    capital · SH08
  14. 2021-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-01-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  16. 2019-01-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  17. 2018-01-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  18. 2012-04-16
    🔒
    Charge registered #1
    Lender: Ulster Bank Limited
  19. 2011-03-28
    🏢
    Company incorporated
    As EYECARE BANGOR LTD
  20. 2011-03-28
    MACKEY, Christopher James appointed
    director
  21. 2011-03-28
    MACKEY, Mark John appointed
    director
  22. 2011-03-28
    MACKEY, Richard David appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Mackey (Franchise) Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Mackey (Franchise) Ltd
Corporate parent · holds 75-100% shares
ultimate parent
EYECARE BANGOR LTD
This company · NI606804

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mackey (Franchise) Ltd
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting14/09/2021
2 historic (ceased) PSCs
  • Mr Mark John Mackeyceased 14/09/2021· 25-50% shares
  • Mr Richard David Mackeyceased 14/09/2021· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-03-28
Jurisdictionnorthern-ireland
Primary SIC86900 — Other human health activities

Registered office

422-426 Newtownards Road
Belfast
BT4 1HJ

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28

Officers (3 active · 0 resigned)

MACKEY, Christopher James
director · ~58y · appointed 2011-03-28
View their other companies + combined net worth →
Active
MACKEY, Mark John
director · ~60y · appointed 2011-03-28
View their other companies + combined net worth →
Active
MACKEY, Richard David
director · ~53y · appointed 2011-03-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
NatWest Group
National Westminster Bank PLC Trading as Ulster Bank
A registered charge1 property29/10/2024
outstanding
Mark John Allen Mackey, Christopher James Mackey, Richard David Mackey, and James Allen Mackey as Trustees of the Mackey Opticians Directors' Pension Scheme
A registered charge1 property30/07/2024
outstanding
NatWest Group
Ulster Bank Limited
Mortgage debenture1 property16/04/2012
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (40 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-05-03
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-05-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-05-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31