PATRICK MURPHY & SONS LIMITED
- · Oldest live charge 5.2y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 5.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £159.8k | £71.9k |
| Current assets | £362.5k | £213.9k |
| Debtors | £96.3k | £97.8k |
| Net assets | £146.1k | £61.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (25 events)Click to expand
- 2025-07-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-11-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-11-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-11-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-11-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-11-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-10-19📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-08-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-03🔒Charge registered #1Lender: Northern Bank Limited
- 2021-02-26➕HUGHES, James Peter appointeddirector
- 2021-02-26➕MCGINN, Grainne Monica appointeddirector
- 2021-02-26➖MCPOLIN, Gerard resigneddirector
- 2021-02-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-02-16➕HUGHES, Gerard appointeddirector
- 2020-10-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-07-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2011-10-10🏢Company incorporatedAs PATRICK MURPHY & SONS LIMITED
- 2011-10-10➕MCPOLIN, Gerard appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Peter Hughes Individual · Irish · DOB 09/1987 · age 39 | — | — | sig. influencesignificant influence | 26/02/2021 |
Mr Gerard Hughes Individual · Irish · DOB 09/1981 · age 45 | — | — | sig. influencesignificant influence | 26/02/2021 |
Mrs Grainne Maginn Individual · Irish · DOB 05/1975 · age 51 | — | — | sig. influencesignificant influence | 26/02/2021 |
1 historic (ceased) PSC
- Mr Gerard Mcpolinceased 26/02/2021· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Northern Bank Northern Bank Limited | A registered charge | — | 03/03/2021 | — |