CLEAR PROPERTY SOUTH LIMITED
- · Oldest live charge 12.0y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
8 live charges · 2 lenders · oldest 12.0y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 12.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 2 officers
- • 2 officers
Corporate timeline (35 events)Click to expand
- 2026-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-11🔒Charge registered #8Lender: Santander UK PLC
- 2021-10-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-05-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-05-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-05-17📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2018-05-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-05-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-01-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-01-19🔓Charge satisfied #7
- 2018-01-19🔓Charge satisfied #6
- 2018-01-19🔓Charge satisfied #5
- 2018-01-19🔓Charge satisfied #4
- 2018-01-19🔓Charge satisfied #3
- 2018-01-19🔓Charge satisfied #2
- 2018-01-19🔓Charge satisfied #1
- 2014-06-27🔒Charge registered #7Lender: Bank of Ireland (UK) PLC
- 2014-06-27🔒Charge registered #6Lender: Bank of Ireland (UK) PLC
- 2014-06-27🔒Charge registered #5Lender: Bank of Ireland (UK) PLC
- 2014-06-27🔒Charge registered #4Lender: Bank of Ireland (UK) PLC
- 2014-06-27🔒Charge registered #3Lender: Bank of Ireland (UK) PLC
- 2014-05-19🔒Charge registered #2Lender: Bank of Ireland (UK) PLC
- 2014-05-19🔒Charge registered #1Lender: Bank of Ireland (UK) PLC
- 2013-06-26🏢Company incorporatedAs CLEAR PROPERTY SOUTH LIMITED
- 2013-06-26➕JOHNSTON, Alison Mary Louise appointeddirector
- 2013-06-26➕JOHNSTON, Colin James appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Colin James Johnston Individual · British · DOB 06/1966 · age 60 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Alison Mary Louise Johnston Individual · British · DOB 07/1968 · age 58 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AME (NI) LIMITED→ NI067369 · est 2007 | — | — | — | — | 18y | 83 | 70y |
| ANNALONG COMMUNITY DEVELOPMENT ASSOCIATION LIMITED→ NI029070 · est 1994 · no financials extracted | — | — | — | — | 31y | 83 | 63y |
| BELFAST CITY VINEYARD CHURCH→ NI060526 · est 2006 | — | — | £1.29M | — | 19y | 83 | 74y |
| BRACKAGHREILLY AND DISTRICT COMMUNITY ASSOCIATION LIMITED→ NI044042 · est 2002 · no financials extracted | — | — | — | — | 23y | 83 | 84y |
| BROUGHSHANE & DISTRICT COMMUNITY ASSOCIATION LIMITED→ NI010840 · est 1975 · no financials extracted | — | — | — | — | 50y | 83 | 86y |
| CLEENISH RENEWAL CO LTD - THE→ NI059605 · est 2006 | — | — | £12.8k | — | 19y | 83 | 73y |
| COA COMMUNITY GROUP→ NI604118 · est 2010 | — | — | £4.5k | — | 15y | 83 | 76y |
| CONNECT CHRISTIAN FELLOWSHIP→ NI053634 · est 2005 | — | — | £330.3k | — | 21y | 83 | 77y |
| CROMAC REGENERATION INITIATIVE C.I.C.→ NI604163 · est 2010 · no financials extracted | — | — | — | — | 15y | 83 | 67y |
| DENROY PLASTICS LIMITED→ NI012112 · est 1977 · no financials extracted | — | — | — | — | 48y | 83 | 77y |
| DROMBOUGHIL COMMUNITY ASSOCIATION→ NI047312 · est 2003 | — | — | — | 1 | 22y | 83 | 73y |
| FALLS COMMUNITY COUNCIL LIMITED→ NI041704 · est 2001 · no financials extracted | — | — | — | — | 24y | 83 | 81y |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 11/03/2022 | — | |
| satisfied | Bank of Ireland (UK) Bank of Ireland (UK) PLC | A registered charge | 1 property | 27/06/2014 | 19/01/2018 | |
| satisfied | Bank of Ireland (UK) Bank of Ireland (UK) PLC | A registered charge | 3 properties | 27/06/2014 | 19/01/2018 | |
| satisfied | Bank of Ireland (UK) Bank of Ireland (UK) PLC | A registered charge | 1 property | 27/06/2014 | 19/01/2018 | |
| satisfied | Bank of Ireland (UK) Bank of Ireland (UK) PLC | A registered charge | 1 property | 27/06/2014 | 19/01/2018 | |
| satisfied | Bank of Ireland (UK) Bank of Ireland (UK) PLC | A registered charge | 3 properties | 27/06/2014 | 19/01/2018 | |
| satisfied | Bank of Ireland (UK) / The Governor and Company of the Bank of Ireland Bank of Ireland (UK) PLC / The Governor and Company of the Bank of Ireland | A registered charge | 1 property | 19/05/2014 | 19/01/2018 | |
| satisfied | Bank of Ireland (UK) / The Governor and Company of the Bank of Ireland Bank of Ireland (UK) PLC / The Governor and Company of the Bank of Ireland | A registered charge | — | 19/05/2014 | 19/01/2018 |