PROTOCOL FINANCIAL SERVICES LTD
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £1 | £1 |
| Current assets | £1 | £1 |
| Net assets | £1 | £1 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (19 events)Click to expand
- 2026-05-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-05-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-05-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-03-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-08-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-05-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-05-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-04-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-05-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-08-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-04-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-09-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-08-20➕SPENCE, Kenneth Andrew appointeddirector
- 2013-08-20➖STAERKE, Michelle resigneddirector
- 2013-08-20✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2013-08-12🏢Company incorporatedAs PROTOCOL FINANCIAL SERVICES LTD
- 2013-08-12➕STAERKE, Michelle appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kenneth Andrew Spence Individual · British · DOB 02/1960 · age 66 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| SLEMISH DESIGN STUDIO LLP→ NC001326 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
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| SPRUCE HILL (NO. 3) MANAGEMENT COMPANY LIMITED→ NI031731 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
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| STAFFORD MCGUIGAN PROPERTIES LTD→ NI036969 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| STAGECOACH (NORTHERN IRELAND) LTD→ NI601430 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| STAYCOLD NI LIMITED→ NI674883 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| STEELWELD ENVIRO PRODUCTS LTD→ NI642702 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| STEWART ENTERPRISE LTD→ NI698193 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| STRATUM SERVICES LP→ NL000929 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUBLIME CATTLE BEDDING LTD→ NI625208 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| SVM INVESTMENTS→ NI043567 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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