JRS NI INVESTMENTS LIMITED
🌳Matureactive
NI620562 · ltd · incorporated 2013-09-23
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
11 live charges · oldest 1.6y
30/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-26🔒Charge registered #11Lender: Barclays Security Trustee Limited
- 2025-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-11🔒Charge registered #10Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #9Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #8Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #7Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #6Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #5Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #4Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2024-10-11🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2024-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-27📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-12📄change-person-director-company-with-change-dateofficers · CH01
- 2017-11-12➕STEPHENS, Christina appointeddirector
- 2013-09-23🏢Company incorporatedAs JRS NI INVESTMENTS LIMITED
- 2013-09-23➕STEPHENS, James Richard appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Richard Stephens Individual · British · DOB 01/1989 · age 37 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JSC CONTRACTS LTD→ NI709370 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| K HUGHES CONTRACTS LTD→ NI680690 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| KC 2021 GG LIMITED→ NI676759 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KEENAN CONTRACTS LTD→ NI685554 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| KEENAN GROUP LTD→ NI733321 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KELDEV LTD→ NI739392 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| KERN HILL CONTRACTS LTD→ NI675875 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KEVLIN ELECTRICAL LIMITED→ NI615731 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| KEVMAR LTD→ NI617000 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| KEVO (2015) LIMITED→ NI627219 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| KEVO (NI) LIMITED→ NI060321 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| KEY ASSET DEVELOPMENTS LIMITED→ NI728763 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-09-23
Jurisdictionnorthern-ireland
Primary SIC41202 — Construction of domestic buildings
Registered office
25 Rawdon Place
Moira
Craigavon
County Armagh
BT67 0NX
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-07
Last: 2025-09-23
Officers (2 active · 0 resigned)
STEPHENS, Christina→
Activedirector · ~41y · appointed 2017-11-12
View their other companies + combined net worth →
STEPHENS, James Richard→
Activedirector · ~37y · appointed 2013-09-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
11
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 2 properties | 26/11/2025 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 11/10/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (42 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27