NIPIM INVESTMENTS LIMITED

🏛️Establishedactive
NI659654 · ltd · incorporated 2019-03-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
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Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Active trading company with a 72-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 6.3y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 6.3 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2025-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-09-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-09-03
    🔒
    Charge registered #4
    Lender: Capitalflow Group Designated Activity Company
  4. 2025-08-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-08-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2025-08-29
    🔓
    Charge satisfied #2
  7. 2025-08-29
    🔓
    Charge satisfied #1
  8. 2024-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2024-01-23
    📄
    capital-cancellation-shares
    capital · SH06
  10. 2024-01-23
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2024-01-23
    📄
    capital-return-purchase-own-shares
    capital · SH03
  12. 2023-12-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2023-11-29
    📄
    capital-cancellation-shares
    capital · SH06
  14. 2023-11-29
    📄
    resolution
    resolution · RESOLUTIONS
  15. 2023-11-29
    📄
    capital-return-purchase-own-shares
    capital · SH03
  16. 2023-09-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  17. 2023-09-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2023-08-28
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  19. 2023-07-26
    📄
    capital-cancellation-shares
    capital · SH06
  20. 2023-07-26
    📄
    resolution
    resolution · RESOLUTIONS
  21. 2023-07-26
    📄
    capital-return-purchase-own-shares
    capital · SH03
  22. 2023-02-16
    📄
    resolution
    resolution · RESOLUTIONS
  23. 2023-02-15
    📄
    capital-cancellation-shares
    capital · SH06
  24. 2023-02-15
    📄
    capital-return-purchase-own-shares
    capital · SH03
  25. 2021-12-02
    ➖
    ROWLEY, Mary resigned
    director
  26. 2021-08-19
    🔒
    Charge registered #3
    Lender: First Citizen Finance Dac
  27. 2021-03-30
    ➖
    ROWLEY, Aifric resigned
    director
  28. 2020-02-14
    🔒
    Charge registered #2
    Lender: Allied Irish Banks PLC
  29. 2020-02-14
    🔒
    Charge registered #1
    Lender: Allied Irish Banks PLC
  30. 2019-03-11
    🏢
    Company incorporated
    As NIPIM INVESTMENTS LIMITED
  31. 2019-03-11
    ➕
    ROWLEY, Padraic appointed
    secretary
  32. 2019-03-11
    ➕
    ROWLEY, Cillian appointed
    director
  33. 2019-03-11
    ➕
    ROWLEY, Padraic appointed
    director
  34. 2019-03-11
    ➕
    ROWLEY, Aifric appointed
    director
  35. 2019-03-11
    ➕
    ROWLEY, Mary appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr. Padraic Eugene Rowley
Individual · Irish · DOB 11/1993 · age 33
25–50%
25–50%25-50% shares · 25-50% voting31/12/2022
Mr. Cillian Rowley
Individual · Irish · DOB 07/1982 · age 44
25–50%
25–50%25-50% shares · 25-50% voting31/12/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2019-03-11
Jurisdictionnorthern-ireland
Primary SIC41100 — Development of building projects

Registered office

6b Upper Water Street
Newry
Co Down
BT34 1DJ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-11
Last: 2025-08-28

Officers (3 active · 2 resigned)

ROWLEY, Padraic→
secretary · appointed 2019-03-11
View their other companies + combined net worth →
Active
ROWLEY, Cillian→
director · ~44y · appointed 2019-03-11
View their other companies + combined net worth →
Active
ROWLEY, Padraic→
director · ~72y · appointed 2019-03-11
View their other companies + combined net worth →
Active
ROWLEY, Aifric→
director · ~42y · appointed 2019-03-11 · resigned 2021-03-30
Resigned
ROWLEY, Mary→
director · ~72y · appointed 2019-03-11 · resigned 2021-12-02
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Capitalflow Group Designated Activity Company
A registered charge—03/09/2025—
outstanding
First Citizen Finance Dac
A registered charge—19/08/2021—
satisfied
Allied Irish Banks
Allied Irish Banks PLC
A registered charge—14/02/202029/08/2025
satisfied
Allied Irish Banks
Allied Irish Banks PLC
A registered charge—14/02/202029/08/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (54 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-02
capital-cancellation-shares
capital · SH06
2024-01-23
resolution
resolution · RESOLUTIONS
2024-01-23
capital-return-purchase-own-shares
capital · SH03
2024-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-07
capital-cancellation-shares
capital · SH06
2023-11-29
resolution
resolution · RESOLUTIONS
2023-11-29
capital-return-purchase-own-shares
capital · SH03
2023-11-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-05