LCC PROPERTIES & INVESTMENTS LTD

🏛️Establishedactive

NI662145 · ltd · incorporated 2019-06-10

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 4.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 75/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

19 live charges · oldest 4.1y

55/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Charge age ~4.1 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

19 charges (19/19 with lender, 19/19 with type)

Directors & officers

6 officers (5 active, 6 linked, 6 with DOB)

Ownership & PSC

2 active PSC(s) of 5 total, 5 with control declared

Director network

18 connected companies via shared directors

Filing history

47 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	500	400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 persons-with-significant-control
• 1 officers

Counts from Companies House filing history.

Corporate timeline (47 events)Click to expand

2026-01-05
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-05
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-22
📄
accounts-with-accounts-type-audited-abridged
accounts · AA
2025-11-18
📄
change-person-director-company-with-change-date
officers · CH01
2025-09-12
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-12
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-01
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-03-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-20
➕
LOUGHRAN, Laura appointed
director
2024-12-19
📄
accounts-with-accounts-type-audited-abridged
accounts · AA
2024-03-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-28
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-28
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-12-21
📄
accounts-with-accounts-type-audited-abridged
accounts · AA
2023-03-30
📄
change-account-reference-date-company-current-extended
accounts · AA01
2022-07-08
📄
accounts-with-accounts-type-audited-abridged
accounts · AA
2022-04-14
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-14
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-14
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-14
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-13
🔒
Charge registered #19
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #18
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #17
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #16
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #15
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #14
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #13
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #12
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #11
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #10
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #9
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #8
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #7
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #6
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #5
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #4
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #3
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #2
Lender: The Governor and Company of the Bank of Ireland
2022-04-13
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Ireland
2021-09-22
➖
LOUGHRAN, Joseph resigned
director
2019-06-10
🏢
Company incorporated
As LCC PROPERTIES & INVESTMENTS LTD
2019-06-10
➕
LOUGHRAN, Daniel appointed
director
2019-06-10
➕
LOUGHRAN, Michael Cornelius appointed
director
2019-06-10
➕
LOUGHRAN, Michael Oliver appointed
director
2019-06-10
➕
QUINN, Geraldine appointed
director
2019-06-10
➕
LOUGHRAN, Joseph appointed
director

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 76 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100

No succession signal

No meaningful acquirability indicators from public data.

SIGNALS

primaryFamily succession underway: Not a takeover target — LOUGHRAN, Laura (same surname) appointed 2025-03-20. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.

Red flags

1 low

19 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Daniel Loughran Individual · Irish · DOB 10/1978 · age 48	25–50%	—	25-50% shares	31/03/2023
Mr Michael Oliver Loughran Individual · Irish · DOB 07/1976 · age 50	25–50%	—	25-50% shares	31/03/2023

3 historic (ceased) PSCs

Lcc Asset Holdings Limitedceased 31/03/2023· 75-100% shares · 75-100% voting
Lcc Group Holdings Ltdceased 31/03/2023· 75-100% shares · 75-100% voting · firm interest
Mr Michael Cornelius Loughranceased 31/03/2023· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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MCCARTHY PRIME PROPERTIES LTD→ NI052166 · est 2004	—	£10.9k	—	0	21y	88	80y
HILLVIEW LODGE LIMITED→ NI025138 · est 1990	—	—	—	187	35y	87	76y
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ARDILAUN LTD→ NI057602 · est 2005	—	—	—	400	20y	83	76y
ASHTREE INVESTMENTS LIMITED→ NI026837 · est 1992	—	—	—	300	33y	83	63y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2019-06-10

Jurisdictionnorthern-ireland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

16 Churchtown Road

Churchtown

Cookstown

BT80 9XD

Northern Ireland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-10

Last: 2026-03-27