C & D HOWARD LLP
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 9.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £66.6k | £38.9k |
| Current assets | £53.4k | £804 |
| Cash | £14.9k | £804 |
| Debtors | £38.4k | — |
| Net assets | £65.7k | £37.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 persons-with-significant-control
- • 3 persons-with-significant-control
- • 3 persons-with-significant-control
Corporate timeline (29 events)Click to expand
- 2026-06-24📄notification-of-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC01
- 2026-06-24📄notification-of-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC01
- 2026-06-24📄withdrawal-of-a-person-with-significant-control-statement-limited-liability-partnershippersons-with-significant-control · LLPSC09
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-30📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-09📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2024-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-11📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2023-03-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-12📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2021-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-13📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2021-05-26📄change-person-member-limited-liability-partnership-with-name-change-dateofficers · LLCH01
- 2021-05-26📄change-person-member-limited-liability-partnership-with-name-change-dateofficers · LLCH01
- 2021-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-10📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2019-12-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-10📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2019-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-12📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2018-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-01📄notification-of-a-person-with-significant-control-statement-limited-liability-partnershippersons-with-significant-control · LLPSC08
- 2017-07-12📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2017-07-11📍change-registered-office-address-limited-liability-partnership-with-date-old-address-new-addressaddress · LLAD01
- 2017-03-13🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2015-06-29🏢Company incorporatedAs C & D HOWARD LLP
- 2015-06-29➕HOWARD, Christopher Dennis appointedllp-designated-member
- 2015-06-29➕HOWARD, Deborah Caroline appointedllp-designated-member
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Deborah Caroline Howard Individual · British · DOB 03/1964 · age 62 | — | 25–50% | 25-50% voting | 24/06/2026 |
Mr Christopher Dennis Howard Individual · British · DOB 11/1947 · age 79 | — | 25–50% | 25-50% voting | 24/06/2026 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · same sector · TQ postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A B COACHES LIMITED→ 03303158 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| A C ECOLOGY LTD→ 14414621 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AARON PRINTERS LIMITED→ 04446484 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AASALES17 LTD→ 16197500 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AB BUILDING & LANDSCAPING LTD→ 16191515 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AB SEA CONTRACTING LTD→ 14777096 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABBEY 24X7 LIMITED→ 14562543 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABBOT COMMERCIALS LIMITED→ 04121636 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ABBOTS ESTATE AGENTS AND SURVEYORS LTD→ 07041554 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ABBOTSTONE STORAGE LTD→ 14896479 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBROOK PARK BOWLING CLUB CIC→ 10172156 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABFE COURIERS LIMITED→ 12818176 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 13/03/2017 | — |