INVERNESS CHAMBER OF COMMERCE

🌳Matureactive

SC002495 · private-limited-guarant-nsc · incorporated 1893-04-28

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Activities of business and employers membership organisations

Sector: Other service activities

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 78/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

100 officers (10 active, 100 linked, 97 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

3 connected companies via shared directors

Filing history

323 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-12-31	2024-12-31
Average employees	22	2100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 accounts
• 1 incorporation
• 1 resolution

Last 180 days

filings

• 1 accounts
• 1 incorporation
• 1 resolution

Counts from Companies House filing history.

Corporate timeline (209 events)Click to expand

2026-04-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-01
📄
memorandum-articles
incorporation · MA
2026-04-01
📄
resolution
resolution · RESOLUTIONS
2025-05-23
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-25
➕
CLELLAND, Hilary appointed
director
2025-04-24
➖
MCADAM, Eunice Catherine resigned
director
2024-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-04-26
➕
FORBES, James Fraser appointed
director
2024-04-26
➕
PORTES, Stephane Philippe Francois appointed
director
2024-04-26
➕
ROSS, Gavin Innes appointed
director
2024-04-19
📄
change-person-director-company-with-change-date
officers · CH01
2024-04-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-17
➖
DAVIES, Ina resigned
director
2024-01-17
➖
GRANT, Nicola resigned
director
2023-06-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-05-17
➕
MARR, Colin John appointed
director
2023-05-05
📄
change-person-director-company-with-change-date
officers · CH01
2023-05-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-05-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-27
➖
NICOL, Robert Stewart resigned
director
2023-04-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-21
➕
HOSIE, Ben Dorward appointed
director
2023-04-21
➕
LILLEY, Sarah Ann appointed
director
2023-04-21
➕
MACDONALD, Kirstin Helen appointed
director
2023-04-21
➖
FRASER, Kathryn, Dr resigned
director
2023-04-21
➕
GRANT, Nicola appointed
director
2023-04-21
➖
MUNRO, David Francis resigned
director
2022-04-04
➖
ENDEACOTT, Susannah Jane resigned
director
2021-04-23
➕
BARRON, Stephen George appointed
director
2021-04-23
➕
DAVIES, Ina appointed
director
2021-04-23
➖
GRAY, Andrew Donald Leslie resigned
director
2021-04-23
➖
HARMSWORTH, Matthew William resigned
director
2021-04-23
➖
MOODIE, George Alexander resigned
director
2020-09-10
➕
WILSON, Marc appointed
director
2020-09-10
➖
BEVERIDGE, Michael resigned
director
2020-09-10
➕
ENDEACOTT, Susannah Jane appointed
director
2020-09-10
➕
MUNRO, David Francis appointed
director
2020-01-29
➖
LOWE, George resigned
director
2019-04-26
➖
CHRISTIE, Liam resigned
director
2018-04-30
➖
CALLANDER, Mhairi Anne resigned
director

Showing most recent 50 of 209 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
KJB TRANSPORT LTD→ SC755546 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
LEYS ESTATE LLP→ SO303096 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
MCM INVESTMENT HOUSE LLP→ SO300076 · est 2002 · no financials extracted	—	—	—	—	24y	—	—
MIDDLE WAY RESOURCES LP→ SL032666 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
MORAY FIRE & SECURITY LTD→ SC838359 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
NORD L.P.→ SL018201 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
OPTIMUS TRADE L.P.→ SL013701 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
PACIFIC TRADE ALLIANCE LP→ SL027035 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
PALLADIUM SOLUTIONS L.P.→ SL020499 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
PAN 2 GENERAL PARTNER LLP→ SO305492 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
PASSIVE GROWTH INVESTMENTS LTD→ SC825719 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
PAT MUNRO (HOLDINGS) LIMITED→ SC057075 · est 1975 · no financials extracted	—	—	—	—	51y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1893-04-28

Jurisdictionscotland

Primary SIC94110 — Activities of business and employers membership organisations

Registered office

Metropolitan House

31-33 High Street

Inverness

IV1 1HT

Scotland

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-03-14

Last: 2026-02-28