CULFARGIE ESTATES, LIMITED
No material changes in the last 30 days.
No material changes in the last 90 days.
No snapshot from 180 days ago — start tracking from today.
- 02100SIC 02100
- 68209Other letting and operating of own or leased real estate
Opportunity 80/100 (exceptional), bankability 62/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).
Refinance opportunity
6 live charges · 5 lenders · oldest 64.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 64.1 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Profit before tax | £234.4k | £-243.2k |
| Average employees | 15 | 1000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (41 events)Click to expand
- 2025-12-01📄accounts-with-accounts-type-smallaccounts · AA
- 2025-08-20📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-08-20📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-08-11➕HAY, James Alexander appointedsecretary
- 2025-08-11➖CARNEGIE, Charles resignedsecretary
- 2024-12-17📄accounts-with-accounts-type-smallaccounts · AA
- 2023-10-26📄accounts-with-accounts-type-smallaccounts · AA
- 2023-03-14📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-03-14📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-02-01➕CARNEGIE, Charles appointedsecretary
- 2023-02-01➖RITCHIE, Neil Fraser resignedsecretary
- 2022-11-10📄accounts-with-accounts-type-smallaccounts · AA
- 2021-09-13📄accounts-with-accounts-type-smallaccounts · AA
- 2020-08-26📄accounts-with-accounts-type-smallaccounts · AA
- 2020-06-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-06-01➕MCLAREN, Elizabeth Margaret appointeddirector
- 2020-05-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-05-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-05-22🔓Charge satisfied #2
- 2020-05-22🔓Charge satisfied #1
- 2019-10-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-08-20➖STROYAN, Colin Strathearn Ropner resigneddirector
- 2019-08-02📄accounts-with-accounts-type-smallaccounts · AA
- 2019-05-21➕MCGOWAN, Neil Finlay appointeddirector
- 2019-05-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-07-25📄accounts-with-accounts-type-smallaccounts · AA
- 2018-04-05🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2017-09-28🔓Charge satisfied #5
- 2017-09-28🔓Charge satisfied #4
- 2013-06-18🔒Charge registered #5Lender: Bank Renewables (Bandirran Wind Farm) Limited
- 2013-05-20🔒Charge registered #4Lender: Bank Renewables (Bandirran Wind Farm) Limited
- 2011-01-01➕RITCHIE, Neil Fraser appointedsecretary
- 2010-12-31➖PAGE, Robert Watson resignedsecretary
- 2008-10-01🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2004-07-01➕KAYE, Brian William Paul appointeddirector
- 2004-07-01➖LAWSON, Peter Halford resigneddirector
- 1991-02-15➖DOUGLAS, George Cochrane resignedsecretary
- 1991-02-15➕PAGE, Robert Watson appointedsecretary
- 1964-08-13🔒Charge registered #2Lender: Trustees of the Seaforth Sanatorium (£3,250)
- 1962-07-04🔒Charge registered #1Lender: Standard Property Investment Company Limited
- 1924-01-15🏢Company incorporatedAs CULFARGIE ESTATES, LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Iowa Land Company Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Iowa Land Company Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| RTS LIMITED→ SC086682 · est 1984 | £1.72M £1.32M–£2.12M | — | — | 5100 | 42y | 85 | 66y |
| BALGERSHO FARMS LIMITED→ SC208640 · est 2000 · no financials extracted | — | — | — | — | 26y | 83 | 58y |
| BLAIR CASTLE ESTATE LIMITED→ SC156776 · est 1995 | — | — | — | 10200 | 31y | 83 | 75y |
| BRAIDESTONE FARMS LIMITED→ SC048992 · est 1971 · no financials extracted | — | — | — | — | 55y | 83 | 69y |
| COLBEGGIE FRUITS LIMITED→ SC259106 · est 2003 · no financials extracted | — | — | — | — | 22y | 83 | 61y |
| DALNAVERT COMMUNITY COOPERATIVE LIMITED→ SC077725 · est 1982 | — | — | £118.2k | — | 44y | 83 | 80y |
| JSR SERVICES (BLAIRGOWRIE) LIMITED→ SC279806 · est 2005 | — | — | — | — | 21y | 83 | 75y |
| KDM CONTRACTING LIMITED→ SC384907 · est 2010 · no financials extracted | — | — | — | — | 15y | 83 | 61y |
| MESSRS CHARLES HAY LIMITED→ SC248163 · est 2003 | — | — | £80.5k | — | 23y | 83 | 64y |
| MFPOTATOES LIMITED→ SC036262 · est 1961 | — | — | — | 0 | 65y | 83 | 81y |
| MNWFA PROPERTY LIMITED→ SC042419 · est 1965 | — | — | £274.9k | — | 61y | 83 | 66y |
| THE LAWHILL FARMING COMPANY LIMITED→ SC163914 · est 1996 | — | — | £96.8k | — | 30y | 83 | 60y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 05/04/2018 | — | |
| satisfied | Bank Renewables (Bandirran Wind Farm) Bank Renewables (Bandirran Wind Farm) Limited | A registered charge | 1 property | 18/06/2013 | 28/09/2017 | |
| satisfied | Bank Renewables (Bandirran Wind Farm) Bank Renewables (Bandirran Wind Farm) Limited | A registered charge | 1 property | 20/05/2013 | 28/09/2017 | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 01/10/2008 | — | |
| satisfied | Trustees of the Seaforth Sanatorium (£3,250) / Trustees of the Late William Dawson Esquire of Gairloch (£1,750) | Bond and disposition in security | 1 property | 13/08/1964 | 22/05/2020 | |
| satisfied | Standard Property Investment Company Standard Property Investment Company Limited | Bond & dispn in security | 1 property | 04/07/1962 | 22/05/2020 |