"RED BAND" CHEMICAL COMPANY, LIMITED
🌳Matureactive
SC016876 · ltd · incorporated 1932-06-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Dispensing chemist in specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 78-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
12 live charges · 3 lenders · oldest 41.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 41.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
18 officers (6 active, 18 linked, 14 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
155 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2025-08-27📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-12-31➖VALENTINE, Dianne Davidson resignedsecretary
- 2024-07-08📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-12➕WILLIAMS, Yvonne Elizabeth appointeddirector
- 2023-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-30➖GALT, Philip Callaghan resigneddirector
- 2023-06-13📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-13📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-13📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-13📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-13📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-06➕RAMSAY, Osmond appointeddirector
- 2021-12-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-25➖CLUBB, Malcolm Richard resigneddirector
- 2021-10-21📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-07📄memorandum-articlesincorporation · MA
- 2021-06-14📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-05-06➕CUMMING, Verity Charlotte appointeddirector
- 2021-04-28📄resolutionresolution · RESOLUTIONS
- 2020-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2019-09-23📄accounts-with-accounts-type-fullaccounts · AA
- 2018-05-09➕CLUBB, Malcolm Richard appointeddirector
- 2016-11-30➖ROBERTSON, Elaine resigneddirector
- 2016-11-30➖WILLIAMS, Yvonne Elizabeth resigneddirector
- 2015-05-11➖O'TOOLE, Moira resignedsecretary
- 2015-05-11➕VALENTINE, Dianne Davidson appointedsecretary
- 2014-12-05🔓Charge satisfied #9
- 2014-12-05🔓Charge satisfied #11
- 2014-12-05🔓Charge satisfied #10
- 2014-12-05🔓Charge satisfied #8
- 2014-12-05🔓Charge satisfied #7
- 2014-12-05🔓Charge satisfied #6
- 2014-12-05🔓Charge satisfied #5
- 2014-12-05🔓Charge satisfied #4
- 2014-12-05🔓Charge satisfied #3
- 2014-12-05🔓Charge satisfied #2
- 2014-12-05🔓Charge satisfied #1
- 2014-11-06🔒Charge registered #12Lender: Hsbc Bank PLC
- 2014-08-19➕GALT, Philip Callaghan appointeddirector
- 2014-08-19➖MCGREGOR, Robert Alexander resigneddirector
- 2013-06-30➖JESS, Norman Walker resigneddirector
- 2012-02-24➕ROBERTS, Angus appointeddirector
- 2012-02-24➕ROBERTSON, Elaine appointeddirector
- 2012-02-24➕WILLIAMS, Yvonne Elizabeth appointeddirector
- 2010-01-06🔒Charge registered #9Lender: Clydesdale Bank PLC
- 2009-12-23🔒Charge registered #11Lender: Clydesdale Bank PLC
Showing most recent 50 of 66 events
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Pharmacy Finance Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Pharmacy Finance Limited
Corporate parent · holds 75-100% shares
⬇
"RED BAND" CHEMICAL COMPANY, LIMITED
This company · SC016876
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pharmacy Finance Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| POUNCE PADEL LTD→ SC831383 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PRETTY PICKLED LTD→ SC692693 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| PROHEALTH CLINICS LTD.→ SC428845 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| PROIECTUM LTD→ SC863836 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RADHE KISHORI LTD→ SC873595 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RAGAMUFFIN EDINBURGH LIMITED→ SC800054 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| RAHMAN FOODSTORE LTD→ SC673672 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| RAMAY STORE LTD→ SC700046 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| RAPID SHIP LTD→ SC625854 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| RARE BIRDS LTD→ SC567526 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| RARE SORTS LTD→ SC843597 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| RASHID PHARMA LIMITED→ SC784741 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1932-06-25
Jurisdictionscotland
Primary SIC47730 — Dispensing chemist in specialised stores
Registered office
19 Smith's Place
Leith Walk
Edinburgh
EH6 8NU
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-19
Last: 2025-06-05
Officers (6 active · 12 resigned)
Active
Active
CUMMING, Verity Charlotte→
Activedirector · ~41y · appointed 2021-05-06
View their other companies + combined net worth →
RAMSAY, Osmond→
Activedirector · ~60y · appointed 2022-06-06
View their other companies + combined net worth →
ROBERTS, Angus→
Activedirector · ~47y · appointed 2012-02-24
View their other companies + combined net worth →
WILLIAMS, Yvonne Elizabeth→
Activedirector · ~53y · appointed 2024-02-12
View their other companies + combined net worth →
BARGH, Frederick Charles→
Resignedsecretary · resigned 1990-06-13
O'TOOLE, Moira→
Resignedsecretary · resigned 2015-05-11
VALENTINE, Dianne Davidson→
Resignedsecretary · appointed 2015-05-11 · resigned 2024-12-31
CLARK, David Robertson→
Resigneddirector · ~98y · resigned 1995-01-19
CLUBB, Malcolm Richard→
Resigneddirector · ~52y · appointed 2018-05-09 · resigned 2021-11-25
CUMMING, Charles Coulson→
Resigneddirector · ~109y · resigned 2005-09-01
GALT, Philip Callaghan→
Resigneddirector · ~56y · appointed 2014-08-19 · resigned 2023-09-30
JESS, Norman Walker→
Resigneddirector · ~83y · appointed 1995-01-19 · resigned 2013-06-30
MCGREGOR, Robert Alexander→
Resigneddirector · ~81y · appointed 2003-04-30 · resigned 2014-08-19
ROBERTSON, Elaine→
Resigneddirector · ~49y · appointed 2012-02-24 · resigned 2016-11-30
STEWART, Robert→
Resigneddirector · resigned 1990-06-13
WILLIAMS, Yvonne Elizabeth→
Resigneddirector · ~53y · appointed 2012-02-24 · resigned 2016-11-30
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
1
Outstanding
1
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 06/11/2014 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 06/01/2010 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/12/2009 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 2 properties | 13/07/1993 | 05/12/2014 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 13/12/1984 | 05/12/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (155 total)
accounts-with-accounts-type-full
accounts · AA
2025-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-27
termination-secretary-company-with-name-termination-date
officers · TM02
2025-03-09
accounts-with-accounts-type-full
accounts · AA
2024-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-04
appoint-person-director-company-with-name-date
officers · AP01
2024-02-16
termination-director-company-with-name-termination-date
officers · TM01
2023-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-16
accounts-with-accounts-type-full
accounts · AA
2023-06-13
accounts-with-accounts-type-full
accounts · AA
2022-06-13
change-person-director-company-with-change-date
officers · CH01
2022-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-13
change-person-director-company-with-change-date
officers · CH01
2022-06-13
change-person-director-company-with-change-date
officers · CH01
2022-06-13
appoint-person-director-company-with-name-date
officers · AP01
2022-06-13