J.C. PEACOCK & CO., LIMITED

🌳Matureactive

SC025860 · ltd · incorporated 1947-11-03

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

£9.79M

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: SIC 10840

Sector: Manufacturing

ALSO REGISTERED FOR

46750SIC 46750
49410Freight transport by road

Investor take

Pursue

Active trading company with a 84-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

11 live charges · 6 lenders · oldest 48.4y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 48.4 years old — likely at or near maturity.
· 6 lenders named — inter-creditor friction likely.
· Legal-friction score 45/100 (high).

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

11 charges (11/11 with lender, 11/11 with type)

Directors & officers

15 officers (9 active, 15 linked, 14 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

6 connected companies via shared directors

Filing history

181 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £9,785,016

Key financials

1 year extracted from filed iXBRL accounts

Cash

£2.8m

Net Worth

£9.8m

Current Assets

£14m

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-04-30
Total assets	£12.40M
Current assets	£13.77M
Cash	£2.85M
Debtors	£5.21M
Net assets	£9.79M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filing

• 1 officers

Last 180 days

filings

• 2 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (58 events)Click to expand

2026-04-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-16
➕
LITTLEWOOD, Matthew Giles appointed
director
2026-01-14
📄
accounts-with-accounts-type-group
accounts · AA
2025-11-25
📄
change-person-director-company-with-change-date
officers · CH01
2025-08-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-03-04
📄
resolution
resolution · RESOLUTIONS
2025-03-03
📄
capital-allotment-shares
capital · SH01
2024-11-20
📄
accounts-with-accounts-type-group
accounts · AA
2024-01-25
📄
memorandum-articles
incorporation · MA
2024-01-25
📄
resolution
resolution · RESOLUTIONS
2024-01-10
📄
accounts-with-accounts-type-group
accounts · AA
2023-07-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-30
➖
WATERS, Gregory Malcolm resigned
director
2023-05-23
📄
capital-cancellation-shares
capital · SH06
2023-05-23
📄
capital-return-purchase-own-shares
capital · SH03
2023-05-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-05-16
➕
HASTIE, Padraig Joseph appointed
director
2023-01-10
📄
accounts-with-accounts-type-group
accounts · AA
2022-11-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-18
🔓
Charge satisfied #8
2022-11-18
🔓
Charge satisfied #7
2022-11-18
🔓
Charge satisfied #6
2022-11-18
🔓
Charge satisfied #5
2022-11-18
🔓
Charge satisfied #4
2022-11-17
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-04
🔒
Charge registered #11
Lender: Santander UK PLC
2022-11-04
🔒
Charge registered #10
Lender: Santander UK PLC
2022-11-04
🔒
Charge registered #9
Lender: Santander UK PLC
2020-10-30
🔒
Charge registered #8
Lender: The Royal Bank of Scotland PLC
2020-10-05
➕
WATERS, Gregory Malcolm appointed
director
2020-04-30
➖
GREENSHIELDS, Thomas James resigned
director
2019-07-01
➕
COOKE, Gillian Frances appointed
director
2019-07-01
➕
GREENSHIELDS, Thomas James appointed
director
2018-03-29
➖
CRAIG, Angus John Garrioch resigned
director
2014-08-19
➕
SUTHERLAND, Andrew Campbell appointed
director
2014-02-10
➖
KER, John Dalziel resigned
director
2013-07-12
🔒
Charge registered #7
Lender: The Royal Bank of Scotland PLC
2013-02-21
🔓
Charge satisfied #3
2011-04-25
➕
MARSHALL, Gregorie Charles appointed
director
2010-12-30
🔒
Charge registered #6
Lender: Rbs Invoice Finance Limited
2008-02-12
🔓
Charge satisfied #1
2006-11-01
➕
LANE, Anne appointed
director
2006-09-27
🔒
Charge registered #5
Lender: The Royal Bank of Scotland PLC
2005-05-12
🔓
Charge satisfied #2
2004-10-25
🔒
Charge registered #4
Lender: The Royal Bank of Scotland PLC

Showing most recent 50 of 58 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 84 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 20 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Harley Hamilton Marshall Individual · British · DOB 07/1942 · age 84	25–50%	—	25-50% shares	22/08/2025
Mr Gregorie Charles Marshall Individual · British · DOB 04/1976 · age 50	—	—	sig. influencesignificant influence · trust interest · firm interest	01/09/2019

1 historic (ceased) PSC

Mr Harley Hamilton Marshallceased 22/08/2025· 75-100% shares · 75-100% voting · board control · significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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ISLE OF ARRAN DISTILLERS LIMITED→ SC134963 · est 1991	£9.19M £6.77M–£11.61M	—	—	9300	34y	85	93y
GRANT BROTHERS (MEAT CANNERS) LIMITED→ SC020934 · est 1939	£5.62M £4.14M–£7.10M	—	—	42	87y	80	66y
LLDR ALEXANDRIA LTD→ SC187650 · est 1998 · no financials extracted	—	—	—	—	27y	83	74y
FOOD SCIENCE LIMITED→ SC352591 · est 2008	—	—	£67.2k	—	17y	82	83y
ISLAND CHEESE COMPANY LIMITED→ SC122774 · est 1990	—	—	£290.9k	—	36y	82	64y
LLDY ALEXANDRIA LTD→ SC140039 · est 1992 · no financials extracted	—	—	—	—	33y	82	74y
MCCALLUMS FOODS LIMITED→ SC209850 · est 2000	—	—	—	1200	25y	82	63y
K K DRAUGHT DRINKS LIMITED→ SC298673 · est 2006	—	—	£147.5k	—	20y	81	58y
ARRAN BREWERY PLC→ SC430232 · est 2012 · no financials extracted	—	—	—	—	13y	80	66y
ELMBRONZE LIMITED→ SC150540 · est 1994	—	—	£311	—	32y	80	74y
IRVINE'S LIMITED→ SC302169 · est 2006	—	—	—	27	20y	80	66y
JOHN W SHORT LIMITED→ SC378967 · est 2010	—	—	£19.9k	—	15y	80	60y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1947-11-03

Jurisdictionscotland

Primary SIC10840 — SIC 10840

Registered office

North Harbour

Ayr

Ayrshire

KA8 8AE

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2026-08-10

Last: 2025-07-27