LANERO PROPERTY COMPANY LIMITED
🌳Matureactive
SC035402 · ltd · incorporated 1960-06-21
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 35.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 35.4y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 35.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (2 active, 9 linked, 7 with DOB)
86
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
120 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 miscellaneous
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-12-01📄legacymiscellaneous · RP01PSC01
- 2025-11-28📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2025-09-25📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-23➕DRUGAN, John appointeddirector
- 2024-09-24📄accounts-with-accounts-type-smallaccounts · AA
- 2024-04-28➖RATTRAY, Jane Dororthy resigneddirector
- 2023-10-03📄accounts-with-accounts-type-smallaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-18📄accounts-with-accounts-type-smallaccounts · AA
- 2019-09-26📄accounts-with-accounts-type-smallaccounts · AA
- 2018-09-11📄accounts-with-accounts-type-smallaccounts · AA
- 2018-06-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2012-02-29🔓Charge satisfied #2
- 2012-02-21🔓Charge satisfied #1
- 2012-02-17➕RATTRAY, Karen Anne appointeddirector
- 2012-02-17➖HART, John Henderson resigneddirector
- 2012-02-17➖KENNEDY, Margaret Porter resigneddirector
- 2012-02-17➕RATTRAY, Jane Dororthy appointeddirector
- 2009-12-02➖THOMSON, Mary Elizabeth resignedsecretary
- 2008-02-26➖RATTRAY, Douglas Graham resigneddirector
- 2006-04-20➖KENNEDY, Margaret Porter resignedsecretary
- 2006-04-20➕THOMSON, Mary Elizabeth appointedsecretary
- 2001-09-30➖RATTRAY, Karen Anne resigneddirector
- 1994-10-21➕HART, John Henderson appointeddirector
- 1991-03-01➕RATTRAY, Karen Anne appointeddirector
- 1990-12-14🔒Charge registered #2Lender: Clydesdale Bank PLC
- 1990-12-14🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1960-06-21🏢Company incorporatedAs LANERO PROPERTY COMPANY LIMITED
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Karen Jane Rattray Individual · British · DOB 08/1961 · age 65 | 50–75% | — | board control50-75% shares · board control | 29/10/2024 |
Amrit Gata-Aura Rattray Individual · British · DOB 11/1994 · age 32 | 50–75% | — | 50-75% shares | 29/10/2024 |
3 historic (ceased) PSCs
- Mr Adrian Benedict Saccoceased 29/10/2024· 75-100% shares · 75-100% voting · trust interest
- The Graham Rattray (Karen) Trustceased 06/04/2016· 25-50% shares · trust interest
- The Graham Rattray (Jane) Trustceased 06/04/2016· 25-50% shares · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LML PROPERTIES LIMITED→ SC347772 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| LOBRAICO PROPERTY LTD→ SC635695 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LOCHALSH ESTATES LIMITED→ SC106710 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| LOPEZ MILLON INVESTMENTS LIMITED→ SC777916 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LOUIS HUNTER PROPERTIES LIMITED→ SC839929 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| LOULOCH PROPERTIES LTD→ SC861464 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LOUMEG LTD.→ SC284915 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| LOVE PROPERTY NETWORK LTD→ SC853009 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LOVE YOUR STAYS LTD→ SC640615 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LOVEGREENE LETTINGS LTD→ SC816436 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LOWDON GROUP LIMITED→ SC867796 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LS & OK LTD→ SC691258 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1960-06-21
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Mercantile Chambers
53 Bothwell Street
Glasgow
G2 6TB
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-03
Last: 2025-11-19
Officers (2 active · 7 resigned)
DRUGAN, John→
Activedirector · ~65y · appointed 2024-12-23
View their other companies + combined net worth →
RATTRAY, Karen Anne→
Activedirector · ~65y · appointed 2012-02-17
View their other companies + combined net worth →
KENNEDY, Margaret Porter→
Resignedsecretary · resigned 2006-04-20
THOMSON, Mary Elizabeth→
Resignedsecretary · appointed 2006-04-20 · resigned 2009-12-02
HART, John Henderson→
Resigneddirector · ~81y · appointed 1994-10-21 · resigned 2012-02-17
KENNEDY, Margaret Porter→
Resigneddirector · ~98y · resigned 2012-02-17
RATTRAY, Douglas Graham→
Resigneddirector · ~96y · resigned 2008-02-26
RATTRAY, Jane Dororthy→
Resigneddirector · ~60y · appointed 2012-02-17 · resigned 2024-04-28
RATTRAY, Karen Anne→
Resigneddirector · ~65y · appointed 1991-03-01 · resigned 2001-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 14/12/1990 | 29/02/2012 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 14/12/1990 | 21/02/2012 |
Recent filings (120 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-03
legacy
miscellaneous · RP01PSC01
2025-12-01
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2025-11-28
accounts-with-accounts-type-small
accounts · AA
2025-09-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-30
appoint-person-director-company-with-name-date
officers · AP01
2024-12-30
termination-director-company-with-name-termination-date
officers · TM01
2024-12-30
accounts-with-accounts-type-small
accounts · AA
2024-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-small
accounts · AA
2023-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-29
accounts-with-accounts-type-small
accounts · AA
2022-09-30