JOHN MAGUIRE (BUILDERS) LIMITED

🌳Matureactive
SC042814 · ltd · incorporated 1965-11-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
Pursue
Dormant / non-trading with a 64-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (80/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 36.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 36.4 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
109 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2025-09-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-18
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-08-18
    🔓
    Charge satisfied #4
  4. 2024-08-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-11-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  9. 2020-09-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-02-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2020-02-27
    🔓
    Charge satisfied #3
  12. 2019-09-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-08-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-09-02
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-11-25
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2015-08-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2009-02-18
    🔓
    Charge satisfied #1
  19. 2009-01-15
    🔓
    Charge satisfied #2
  20. 2009-01-12
    🔒
    Charge registered #5
    Lender: Royal Bank of Scotland PLC
  21. 2008-12-08
    🔒
    Charge registered #4
    Lender: Royal Bank of Scotland PLC
  22. 2005-10-24
    MAGUIRE, John resigned
    director
  23. 2000-12-31
    MAGUIRE, Ian appointed
    secretary
  24. 2000-12-31
    MAGUIRE, Ewan appointed
    director
  25. 2000-12-31
    MAGUIRE, Ian appointed
    director
  26. 2000-12-31
    MAGUIRE, Mary resigned
    secretary
  27. 2000-12-31
    MAGUIRE, Agnes resigned
    director
  28. 2000-12-31
    MAGUIRE, Mary resigned
    director
  29. 2000-12-31
    MAGUIRE, Peter resigned
    director
  30. 2000-12-31
    MONCUR, Agnes O'Connor resigned
    director
  31. 2000-12-31
    MONCUR, James resigned
    director
  32. 1996-04-23
    🔒
    Charge registered #3
    Lender: Lothian and Edinburgh Enterprise Limited
  33. 1992-09-02
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  34. 1989-12-21
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  35. 1965-11-18
    🏢
    Company incorporated
    As JOHN MAGUIRE (BUILDERS) LIMITED

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MAGUIRE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 61 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Birniehill Properties Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Birniehill Properties Ltd
Corporate parent · holds 75-100% shares
ultimate parent
JOHN MAGUIRE (BUILDERS) LIMITED
This company · SC042814

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Birniehill Properties Ltd
Corporate entity
75100%
75-100% shares01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1965-11-18
Jurisdictionscotland
Primary SIC74990 — Non-trading company

Registered office

Birniehill
Whiteside
Whitburn Road
Bathgate
EH48 2HR

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-26
Last: 2025-11-12

Officers (3 active · 7 resigned)

MAGUIRE, Ian
secretary · appointed 2000-12-31
View their other companies + combined net worth →
Active
MAGUIRE, Ewan
director · ~53y · appointed 2000-12-31
View their other companies + combined net worth →
Active
MAGUIRE, Ian
director · ~64y · appointed 2000-12-31
View their other companies + combined net worth →
Active
MAGUIRE, Mary
secretary · resigned 2000-12-31
Resigned
MAGUIRE, Agnes
director · ~84y · resigned 2000-12-31
Resigned
MAGUIRE, John
director · ~91y · resigned 2005-10-24
Resigned
MAGUIRE, Mary
director · ~88y · resigned 2000-12-31
Resigned
MAGUIRE, Peter
director · ~84y · resigned 2000-12-31
Resigned
MONCUR, Agnes O'Connor
director · ~89y · resigned 2000-12-31
Resigned
MONCUR, James
director · ~91y · resigned 2000-12-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Standard security1 property12/01/2009
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Floating charge1 property08/12/200818/08/2025
satisfied
Lothian and Edinburgh Enterprise
Lothian and Edinburgh Enterprise Limited
Standard security1 property23/04/199627/02/2020
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property02/09/199215/01/2009
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property21/12/198918/02/2009
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (109 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-16
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-24
confirmation-statement-with-updates
confirmation-statement · CS01
2020-11-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2020-11-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-21
mortgage-satisfy-charge-full
mortgage · MR04
2020-02-27