STUART, MCINTYRE & STUART (OAKBURN GARAGE) LIMITED

💤Zombieactive

SC044321 · ltd · incorporated 1967-02-14

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£-64.1k

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: SIC 45200

Sector: Wholesale & retail

ALSO REGISTERED FOR

45310SIC 45310
45320Retail trade of motor vehicle parts and accessories

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 47.8y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 47.8 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

7 officers (1 active, 7 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

97 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Negative net assets

Liabilities exceed assets by £64,136

Cash YoY

+2%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£423k

↑ 1.8% YoY

Net Worth

-£64k

↓ 1.1% YoY

Current Assets

£469k

↑ 3.4% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£-63.2k	£-62.3k
Current assets	£469.5k	£454.2k
Cash	£423.2k	£415.8k
Debtors	£9.2k	£8.1k
Net assets	£-64.1k	£-63.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2025-12-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-11-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-12-20
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-29
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-12-10
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-03-23
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-02-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2015-02-13
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2015-01-31
➖
MCINTYRE, Elizabeth Hazel resigned
secretary
2015-01-31
➖
MCINTYRE, Elizabeth Hazel resigned
director
2015-01-29
➕
GUNN, James Robert appointed
director
2009-11-06
➖
MCINTYRE, James resigned
director
2006-04-27
➖
JOHNSTONE, Graham resigned
director
2004-05-21
➖
STUART, David George Andrew resigned
director
2004-04-30
➖
STUART, Ian Robert resigned
director
1978-07-16
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
1967-02-14
🏢
Company incorporated
As STUART, MCINTYRE & STUART (OAKBURN GARAGE) LIMITED

Owner dependency

90/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondaryStable-but-static management: Company is 59 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr James Robert Gunn Individual · British · DOB 04/1957 · age 69	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Automotive · FK postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
DUMBARTON SERVICE STATION LIMITED→ SC261638 · est 2004	—	—	£948.4k	—	22y	83	60y
J K TYRES AND AUTOCENTRE LIMITED→ SC253238 · est 2003 · no financials extracted	—	—	—	—	22y	83	61y
PEOPLES DETROIT LIMITED→ SC119922 · est 1989 · no financials extracted	—	—	—	—	36y	83	77y
REDHOUSE GARAGE (SCOTLAND) LIMITED→ SC348251 · est 2008	—	—	£211.4k	—	17y	83	71y
333 SERVICES LIMITED→ SC314584 · est 2007	—	—	—	300	19y	82	71y
A T W TRANSPORT LTD.→ SC217667 · est 2001	—	—	—	—	25y	82	59y
BROOK STREET AUTOS LIMITED→ SC140531 · est 1992	—	—	—	6	33y	82	72y
CENTRAL GARAGE (STIRLING) LTD→ SC378947 · est 2010	—	—	£126.3k	—	15y	82	72y
J K TYRES AND AUTOCENTRE (STENHOUSEMUIR) LIMITED→ SC661261 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
NORTHEND GARAGE LIMITED→ SC484855 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
PRO-DIVISION CAR SALES LTD→ SC606097 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
RMA AUTO SERVICES LTD→ SC811811 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1967-02-14

Jurisdictionscotland

Primary SIC45200 — SIC 45200

Registered office

10 Duckburn Business Park

Dunblane

Perthshire

FK15 0EW

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-02

Last: 2026-03-19

Officers (1 active · 6 resigned)

GUNN, James Robert→

director · ~69y · appointed 2015-01-29

View their other companies + combined net worth →

Active

MCINTYRE, Elizabeth Hazel→

secretary · resigned 2015-01-31

Resigned

JOHNSTONE, Graham→

director · ~67y · resigned 2006-04-27

Resigned

MCINTYRE, Elizabeth Hazel→

director · ~91y · resigned 2015-01-31

Resigned

MCINTYRE, James→

director · ~92y · resigned 2009-11-06

Resigned

STUART, David George Andrew→

director · ~90y · resigned 2004-05-21

Resigned

STUART, Ian Robert→

director · ~82y · resigned 2004-04-30

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Bond & floating charge	1 property	16/07/1978	—

Click column headers to sort. Use filters above to narrow by status and lender.